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Why card payments are the most rewarding choice for small business

Running a small business is chaotic – it’s a balancing act of cash flow management, settling bills, issuing invoices and chasing payments.

But thanks to new and emerging technology, it’s now possible to unlock hidden value for your small business with no extra work involved – just by switching to card payments. So if you’re a small business owner who hasn’t taken a close look at the ways you process B2B payments in a while, now is the time.

But how does paying by card add value to your business? The Deloitte ‘Paytech Revolution’ report released in early 2018 outlined the key benefits:

  • Added value through rewards on all your payments
  • Optimised cash flow
  • Increased speed and efficiency
  • Security

B2Bpay is the rewarding way to pay and take advantage of all these benefits for your small business. If you still processing payments using cash or cheque, you’re leaving valuable rewards on the table every time you pay your bills.

Research increasingly shows card is king for small business in a rapidly digitising economy.

Customers prefer card

In June 2018, the ATO released the findings from its research into how 1,049 Australian consumers are paying. The finding weren’t surprising for one of the world’s most cashless countries – the research revealed only one in five Australians still prefer using cash for purchases.

This nationwide trend is the most pronounced in young people – so if your small business targets customers who are under 35’s, you need to remember that this group carry the least amount of cash in Australia. Going cashless means it’s a lot easier for this group to spend more money at your small business.

Key ATO research findings
  • 10% of consumers carry no cash at all
  • 30% carry limited cash and expect to use electronic payments for most transactions.
  • 19% carry some cash but will use it only if electronic payments aren’t available,
  • 27% said they carry some cash and use a combination of cash and electronic payments

The ATO research also revealed that people prefer the convenience and security going cashless offers, in that it removes the need to withdraw cash and carry it around, as well makes record keeping a lot easier with everything recorded electronically.

When it comes to convenience, new payment technologies are having a big impact.  Tap and Go is reducing the time it takes to make a transaction even further than regular card payments, and B2Bpay consolidates payment across multiple cards onto one screen to make reporting easier for tax time.

According to the ATO assistant commissioner, Matthew Bambrick, 86% of businesses believe that most customers expect to be able to pay via electronic means.

“This research indicates that the trend away from cash will only gather pace. This is more than a passing fad. This is the way of the future,” said Bambrick.

He states that the end result will be more people carrying little or no cash at all.

The Reserve Bank of Australia 2017 Consumer Payments Survey data supports this – over a decade, consumer payments by cash have fallen from 70% in 2007 to 37% in 2016.

Cash can end up costing more for your business

“Tap-and-go payments cost an average of nine cents less than cash payments, and are nearly twice as fast. This research suggests cash-only businesses take a hit to their bottom line by not offering electronic payment,” Bambrick added.

“If you make a mistake it can flow through to your record keeping which can flow through to how you pay your tax.”

Not only are card payments cost effective for small business, they’re a lost faster than manual invoices. B2Bpay can deposit funds directly into your account within a few business days, no waiting by the phone or chasing unpaid invoices required. Being paid faster makes cashflow management a lot easier.

Card payments don’t just make small businesses payment simple, they offer your customers convenience as well. When you make it easier to pay for your goods and services – you’re improving the likelihood you’ll be paid on time, every time. Similarly, when you settle your payments quickly by card you develop a good reputation to help grow your business.

As a small business owner, trust with suppliers and customers is critically important. Offering card payment facilities ensures your business is not perceived as illegitimate. This is a growing concern in the Australian market. Federal Minister for Revenue and Financial Services, Kelly O’Dwyer, will likely be introducing new laws to make cash payments of over $10,000 illegal commencing next July.

B2Bpay, in partnership with Qantas Business Rewards, is an easy way to start growing your reputation. There are no start-up costs and no changes to existing banking relationships, all you need is an ABN and email to equip your business with a card merchant facility.

Cashless rewards your small business

Going cashless offers multiple benefits for your business:

  • Card rewards on every transaction, including ATO payments when you use B2Bpay
  • Speed and efficiency, for you and customers
  • Security – no need to keep cash on hand secure
  • Record keeping & visibility – accurate, real time reports on your desktop
  • More customers – Every year more Australians choose to use card payments
  • Reliability: pay and be paid your monthly, quarterly or annual bills on time, every time
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Did you know you can earn travel rewards when you pay business expenses?

Are you planning an end of year holiday or domestic business travel? From escaping to somewhere warm or taking your small business interstate, flights are a flexible way to redeem the rewards you earn when you pay your business expenses – you can even earn upgrades!

If this all seems too easy to believe, don’t worry, you’re not alone. Small business owners across Australia are missing out on valuable rewards just like flights every year. That’s why the team at Zenith Payments (the people behind corporate prepaid cards), Australia’s leading payment solution provider, developed B2Bpay.

B2Bpay is a tailored payment solution that makes earning rewards for your small business simple. We’ve partnered with Qantas Business Rewards because we’re committed to offering the best rewards for our customers.

Ask yourself the question – When you pay your business expenses, what rewards are you earning in return?

Research conducted by Deloitte found that B2Bpay users with $20,000 per month in expenses can potentially gain 7% of their expenses paid in value, in addition to:

  • Qantas Points in addition to regular card reward points
  • The ability to pay ALL business expenses, even the ATO, by credit card
  • The capacity to offer Qantas Points as an incentive to pay
  • Consolidated payment records within a secure online portal for simple expense monitoring (single invoice format reduces manual work at tax time)
  • Access to their card’s interest free period (can take advantage of interest on savings by holding cash for longer – this adds up over the year)

See what our customers are saying and set up a free account now – all you need is an ABN and valid email address to start earning more rewards to go towards your next business class flight.

Zenith Payments are the rewards experts, so to help you get started on your journey to travel rewards we’ve put together some tips and strategies to help you maximise your earning potential.

Which card is best for your business?

Every business has different needs depending on the industry, number of employees and annual turnover. There are, however, a couple of things every small business owner needs to know when selecting a business rewards card:

  • Look for cards with a sign-up bonus and a good on-going rate of point accumulation
  • Shop around every few years for new sign up offers and switch cards
  • Compare annual fees – some cards waive the fee at certain spend thresholds
  • Some business cards include travel insurance
  • Are rewards easy to redeem online?
  • Do they offer rewards you are interested in? Cash back, travel or gift cards?

Some businesses even collect these lucrative sign on offers using the “churn and burn” strategy – Applying for a credit card, reaching the minimum spend threshold to obtain the reward points or funds and then moving onto another card with another sign on bonus. Some card holders will change cards in under 12 months to avoid annual fees!

If this sounds like a lot of extra work for you, that’s ok, this aggressive strategy may not work for everyone! It’s important to remember that earning business rewards doesn’t need to be difficult.

Double Dipping your business rewards with B2Bpay

You may not know this, but since 2011, the ATO has allowed small business owners to pay their BAS and income tax via card. To offset the sometimes large tax liabilities of the many businesses trying to gain rewards from the tax man, credit companies began to offset costs with reduced rates or no points at all on payments to the ATO.

This is where B2Bpay works to reward small business owners. If you are a B2Bpay user paying off debts to the ATO with an American Express card, you can double dip your card reward points whilst only paying one fee to B2Bpay on top of earning additional Qantas Points on the transaction.

Get in the habit of using your card for every purchase

When it comes to earning flights from business rewards, small business owners need to remember:

It’s the little things that count

Credit cards aren’t only for big items or big bills – they are for every purchase. If your small business is making everyday payments in cash or cheque, you are leaving valuable rewards on the table.

So next time you need office catering, ink cartridges or subscriptions – don’t forget these small everyday business expenses add up to big rewards. $50 worth of transactions a week can add up to thousands of reward points annually, and additional Qantas Points with B2Bpay.

Take advantage of our Bonus B2Bpay sign up offer

During August, you can join B2Bpay and Qantas Business Rewards for free and earn a bonus 5,000 Qantas Points, in addition to a bonus 2,000 points on your first transaction with B2Bpay.

To start turning your everyday business expenses into valuable rewards, join B2Bpay today by visiting http://www.B2Bpay.com.au

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B2Bpay small business smarts for Travel Agents

There’s nothing like working in travel. A fast paced, exciting career where no two days are the same.

According to the Australian Federation of Travel Agents, travel agents are experiencing steady growth each year (stat) and are still a safe career in a rapidly digitising economy. Every year Australians are still choosing their local agents to cut down on the time it takes to travel and just focus on creating memories visiting somewhere special, somewhere familiar or somewhere off the beaten track using the specialist knowledge only accredited travel experts can provide.

Marketing

Online travel marketing in Australia is incredibly competitive. According to Austrade, the tourism industry in Australia employs 924,000 people – that’s 1 in 13 Australians working in travel.

“It doesn’t matter how talented, experienced or passionate you are. You’ve got to make the most of your marketing if you want to succeed as an agent, it’s essential. I think a lot of people get intimidated by marketing when really all it boils down is wearing you heart on your slave – your passion for travel needs to be made crystal clear,” say travel agents.

“Write from the heart on your website blog, respond respectfully to online reviews and don’t be afraid to acknowledge success on social media. Email marketing is something I personally use and I can’t recommend it highly enough. Make your passion for travel your personal brand and get it out there for everyone to see, constantly.”

Website

Technology is rapidly changing and the rapid growth of online booking platforms is placing increased importance on the online presence of bricks and mortar agents.

“If your website is lagging behind the curve, so will your revenue. Websites are not window dressing, they are essential to the growth and success of any travel business.  Just think of what you do to make a choice anytime you’re deciding on how to spend money – you check online for knowledge, reviews and how long the business has been in operation.”

“I travel to a lot of conferences and need to be available 24/7 for customers around the world so mobile optimisation is really important for me. I love that B2Bpay is mobile optimised so I can send invoices and receive payment whenever it’s convenient for me – it just makes life easy and gives me the flexibility I need as a travel agent.”

Efficiency

In a rapidly digitising economy, travel agents have remained a strong career option and shown consistent year on year growth in Australia. According to XX, the reason for this comes down to travel agents offering their customers something priceless: more time.

“The fee or commission we take translates into perks, upgrades and less time organising your holiday. This part of an agent’s job hasn’t changed and I don’t see it changing in the future. At the end of the day, we take the stress out of holiday planning and contribute insider knowledge and make the most of our relationships with tourism operators to give our clients the best experience possible.”

“I love B2Bpay because it makes my business payments to my suppliers more efficient and rewarding. Everything is stored in one place and I earn extra Qantas Points on all my transactions which I put towards rewarding my staff for making sales targets or continuing to fly business class with Qantas. It’s simple and rewarding.”

Specialise

With multiple travel agents available across every shopping centre or metropolitan centre, standing out is critical to your small business success. XX believes in sticking to your personal strengths.

Put yourself in your customer’s shoes – when they come to a travel agent, they want the inside information on a destination – not the generic rundown they can get anywhere online or browsing a guidebook.”

“Get to know a few destinations, experiences or trips inside out. When’s the best time to go, where to stay, where to eat, where not to go – these are some the questions people come to us for. Specialising isn’t narrowing your audience, it’s staying relevant and building trust in your ongoing relationships with clients to drive repeat business.”

“I like how B2Bpay is tailored to my business and gives me more of the rewards I need in Qantas Points.”

Change

Digital booking platforms are putting pressure on the bricks and mortar travel industry but change can be a good thing, no matter how many years you’ve been in the industry, according to XX.

“The customer service and human interaction you get from your travel agent cannot be replicated by online booking platforms. As long as agents stay up to date with the latest technology and implement it within their businesses they represent the perfect balance between interaction and internet. Having a strong online presence is essential for future travel agency growth within younger markets who expect it.”

“B2Bpay has been specifically adapted for small businesses like mine who need to offer online payments quick and fast. There’s no change to existing banking relationships and no special training required. The ability to earn Qantas Points on every transaction, even pesky ATO payments, is really what made me choose B2Bpay for my small business. I love having more Qantas Points on hand to reward staff with business class flights.”

“Trust is important in travel, especially for people who may be stranded overseas and need some help getting from A to B. I trust B2Bpay in partnership with Qantas Business Rewards to process my business payments and earn my business more rewards – it’s exactly what I need .”

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Ditch paper for digital and increase business efficiency with B2Bpay

Does paper rule your office? Is your Accounts department still using paper for day to day transactions? It’s time to take advantage of the PayTech revolution and switch to secure online payments through card-based platform B2Bpay. Reduce the volume of paper-based transactions and cut overheads.

By making or receiving payments strategically, businesses can unlock significant value in the form of rewards, improvement to working capital, driving efficiency and optimising processes according to global consultancy Deloitte. In their report New Opportunities to Optimise^ they highlight the move to digital, known as the PayTech revolution, for SMEs to improve business efficiency and productivity.

Pay all your business expenses online using your credit card with B2Bpay. Make it easy for customers to pay you and maximise the use of credit card rewards programs for your payments as well as building your Qantas Points. You’ll find a range of benefits for your business when you join B2Bpay that will improve business efficiency and provide a cost-effective way to manage your cash flow.

B2Bpay is a secure online payment portal that enables you to use your existing credit cards to pay all your invoices.  Billers receive payments by EFT or BPAY, they don’t have to be set up to accept credit cards.

How to join B2Bpay

It’s easy to set up B2Bpay and start earning more with every payment. You need:

  • An ABN
  • Register the ABN with B2Bpay online at b2bpay.com.au
  • Join Qantas Business Rewards and use the same ABN (if you are already a member of Qantas Business Rewards, ensure that you use the same ABN for both programs)
  • Save your details in the online B2Bpay customer profile and use this when paying online in order to earn Qantas Points and have them credited to your account
  • Set up your payments, select your billers and nominate your card for payments.

You’ll see an improvement in cash flow from the first month as B2Bpay takes care of all your accounts.

Online payments are just the beginning

With B2Bpay, improved efficiency is just the beginning of the value-adds that provide comprehensive benefits.

  • Earn Qantas Points as well as credit card reward points by paying all business expenses online
  • Spend with selected B2Bpay Bonus Billers and you’ll earn up to 3 Bonus Qantas Points for every $1.50 you spend
  • Add up to 7% additional value on expenses paid
  • Earn full card points on ATO, Government, Telco, insurance and utilities
  • Payments can be one-off, automatic or future-dated
  • Maximise your cash flow by using the interest-free period on your credit card of up to 55 days (check your card’s specific interest free period).

B2Bpay takes the stress out of the payment process by taking care of paying your billers as you have specified, with one-off, automatic or future-dated payments.

B2Bpay transfers funds to your billers by EFT or BPAY at no cost to them within 3 business days.

Earn more with Qantas Points plus credit card rewards

Whatever business expense you are paying, you’ll earn Qantas Points or Credit Card reward points from your card issuer.  When you use an eligible Qantas Points earning credit card, you can expect to boost your points earning capability. You’ll earn:

  • 1 Qantas Point for every $100 paid through B2Bpay
  • Up to 3 Qantas Points for every $1.50 paid to B2BPay Bonus Billers through B2Bpay
  • Qantas Points for your business and for yourself on flights, hotels and car hire
  • Earn Qantas Points with B2Bpay’s Bonus Billers for everyday expenses like credit card spend, fuel and technology

You also have the advantage of being able to earn full points on payments to ATO, government, telco and insurance. With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points.

B2Bpay is three times more cost effective

Digital payments and cards are more than three times more cost effective than traditional payment methods the Deloitte report found. Reduced paper-based processing, lower administration costs, approvals overheads and banking costs are all streamlined.

Using B2Bpay has the potential to add value of up to 7% of expenses paid by using bank issued credit card points, plus Qantas Points and saving interest, taking into account transaction fees, minus company tax rate excluding flight fees and charges.

Join in August for 5,000 bonus Qantas Points

Enjoy a points boost with 5,000 bonus Qantas Points when you join B2Bpay and Qantas Business Rewards before 30 August 2018. To be eligible for the bonus points, you need to spend a minimum of $50,000 in the first month.^^

When you earn Qantas Points using B2Bpay, the points will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend.

Qantas Business Rewards usually costs $89.50 to join but is free to B2Bpay members when you sign up online at b2bpay.com.au, or contact B2Bpay on 1300 667 594.

B2Bpay is free to join and there are no fees other than the normal tax-deductible card processing fee, which depends on the card you use. B2Bpay provides you with a tax invoice for card processing fees.

References:

^Deloitte Research Report: SME Digital Payments New opportunities to optimise. The Paytech Revolution Series 2018

^^To earn 5,000 bonus Qantas Points (worth AUD$182.50), a business must (a) join Qantas Business Rewards by 11:59pm (AEST) 30 August 2018 (b) spend with B2Bpay for the first time between 1 August 2018 and 11:59pm (AEST) 30 September 2018 and have a minimum of 500 Qantas Points credited to your Qantas Business Rewards account before 11:59pm (AEST) 31 December 2018.

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Earn travel rewards when you pay business expenses.

Are you thinking about plans for a holiday or domestic business travel? From escaping to somewhere warm or taking your small business interstate, flights are a flexible way to redeem the rewards you earn when you pay your business expenses – you can even earn upgrades!

If this all seems too easy to believe, don’t worry, you’re not alone. Small business owners across Australia are missing out on valuable rewards just like flights every year. That’s why the team at Zenith Payments, Australia’s leading payment solution provider, developed B2Bpay.

B2Bpay is a tailored payment solution that makes earning rewards for your small business simple. They’ve partnered with Qantas Business Rewards because they’re committed to offering the best rewards for their customers.

Ask yourself the question – When you pay your business expenses, what rewards are you
earning in return?

A Deloitte whitepaper found that B2Bpay users with $20,000 per month in expenses can
potentially gain 7% of their expenses paid in value, in addition to:

  • Qantas Points in addition to regular card rewards points
  • the ability to pay all business expenses, even the ATO, by credit card
  • the capacity to offer Qantas Points as an incentive to pay
  • Consolidated payment records within a secure online portal for simple expense monitoring (single invoice format reduces manual work at tax time)

To set up a free account, all you need is an ABN and valid email address to start earning more rewards to go towards your next business class flight.

Here are some tips for you to maximize your reward potential.

Which card is best for your business?

Every business has different needs depending on the industry, number of employees and annual turnover. There are, however, a couple of things every small business owner needs to know if reviewing their business rewards card:

  • Applying for new cards can be a hassle – so maximise the usage of your existing card whilst keeping an eye out for extra options
  • look for cards with a sign – up bonus and a good on – going points earn rate
  • shop around every few years to ensure your card is right for you
  • compare annual fees – a higher annual fee can often make sense as the extra benefits off set it
  • some business cards include travel insurance
  • are rewards easy to redeem online?
  • do they offer rewards you are interested in?

It’s important to remember that earning business rewards doesn’t need to be difficult.

Double dipping your business rewards with B2Bpay

In 2011, the ATO allowed small business owners to pay their BAS and income tax via card. Whilst this is good in principle, when you pay the ATO directly, most credit cards now have reduced points earn rates or no points at all.

This is where B2Bpay works to reward small business owners. If you are a B2Bpay user paying the ATO, you will earn full credit card points and even double dip your reward points by earning additional Qantas Points whilst only paying one fee to B2Bpay for the transaction.

Get in the habit of using your card for every business bill

When it comes to earning flights from business rewards, small business owners need to
remember:

It’s the little things that count

Credit cards aren’t only for big items or big bills – they are for every purchase. If your small business is making everyday payments in cash or cheque, you are leaving valuable rewards on the table.

So next time you need office catering, ink cartridges or subscriptions – don’t forget these small everyday business expenses add up to big rewards. $50 worth of transactions a week can add up to thousands of reward points annually, and additional Qantas Points with B2Bpay.

Take advantage of our Bonus B2Bpay sign up offer

Earn up to 12,000 bonus Qantas Points on new payments with B2Bpay

You can earn 1,500 bonus Qantas Points for every new biller payment of $3,000 or more before 31st October 2018 – up to a total of 12,000 bonus Qantas Points (that’s 8 new biller payments)*

To start turning your everyday business expenses into valuable rewards, join B2Bpay today by visiting www.B2Bpay.com.au

Please see B2Bpay offer full terms here

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Card Payments the most rewarding choice for SME’s

Running a small business can be chaotic – it’s a balancing act of mastering your marketing strategy, gaining sales, cash flow management, settling bills, issuing invoices and chasing payments.

But thanks to new and emerging technology, it’s now possible to unlock hidden value for your small business with no extra work involved – just by switching to card payments. So if you’re a small business owner who hasn’t taken a close look at the ways you make your business payments in a while, now is the time.

But how does paying by card add value to your business? The Deloitte ‘Paytech Revolution’ report released in early 2018 outlined the key benefits:

  • Added value through rewards on all your payments
  • Optimised cash flow
  • Increased speed and efficiency
  • Security

B2Bpay is a new payment solution that is a rewarding way to pay and take advantage of all these benefits for your small business. If you still process most payments using EFT, cash or cheque, you’re leaving valuable rewards on the table every time you pay your bills. Research increasingly shows card is king for small business in a rapidly digitising economy.

Customers prefer card

In June 2018, the ATO released the findings from its research into how 1,049 Australian consumers are paying. The findings weren’t surprising for one of the world’s most cashless countries – the research revealed only one in five Australians still prefer using cash for purchases.

This nationwide trend is the most pronounced in young people – so if your small business targets customers who are under 35’s, you need to remember that this group carries the least amount of cash in Australia. Going cashless means it’s a lot easier for this group to spend more money with you

Key ATO research findings

  • 10% of consumers carry no cash at all
  • 30% carry limited cash and expected to use electronic payments for most transactions.
  • 19% carry some cash but will use it only if electronic payments aren’t available
  • 27% said they carry some cash and use a combination of ash and electronic payments

The ATO research also revealed that people prefer the convenience and security going cashless offers, in that it removes the need to withdraw cash and carry it around, as well makes record keeping a lot easier with everything recorded electronically.

When it comes to convenience, new payment technologies are having a big impact. Tap and Go is reducing the time it takes to make a transaction even further than regular card payments, and B2Bpay consolidates payment across multiple cards onto one screen to make reporting easier for tax time.

According to the ATO assistant commissioner, Matthew Bambrick, 86% of businesses believe that most customers expect to be able to pay via electronic means.

“This research indicates that the trend away from cash will only gather pace. This is more than a passing fad. This is the way of the future,” said Bambrick.

He states that the end result will be more people carrying little or no cash at all.

The Reserve Bank of Australia 2017 Consumer Payments Survey data supports this – over a decade, consumer payments by cash have fallen from 70% in 2007 to 37% in 2016.

Cashless Rewards Your Small Business

Going cashless offers multiple benefits for your business:

  • Card rewards on every transaction, including ATO payments when you use B2Bpay
  • Speed and efficiency, for you and customers
  • Security – no need to keep cash on hand secure
  • Record Keeping & Visibility – Accurate, real time reports on your desktop
  • More Customers – every year more Australians choose to use card payments
  • Reliability – pay and be paid your monthly, quarterly or annual bills on time, every time.
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Best ways to boost your small business rewards

How can you make your points work for you?

It’s a common question for many small business owners. Point schemes can be difficult to understand, and some may feel they don’t have the knowledge or business spend to take full advantage of the benefits on offer.

The key to making the most points, and redeeming more rewards for your small business, is actually really simple. It all comes down to one thing – use your business rewards card for ALL your business spend.

If your business is paying for all stock, contractors and suppliers with cash or cheque, you are missing out on the opportunity to rapidly boost your points balance.

To earn reward points faster, there are a couple of simple and effective strategies that will work for any business.

Join a frequent flyer program

Who doesn’t love flying business class– especially when it’s free!

If you frequently travel for your business, you have the potential to earn a load of points just for booking flights. You then put your business in prime position to earn free flights.

Running a small business can be overwhelming, so don’t forget to treat yourself to a flight somewhere pleasant at least once a year.

Flights represent excellent redemption value for your frequent flyer reward points – you’d be surprised at the points cost of first class tickets to Los Angeles or London when compared with new retail goods like flat screen televisions. This is because airlines do no need to purchase the goods first.

Qantas Business Rewards is linked with a large variety of cards and offers flexibility in the rewards offered to small businesses.

 

  • More points for flying
  • Cost savings on airfares
  • Discounts on Qantas Club membership
  • Access to a wide variety of retail goods and discounts

 

You don’t need to be a business that books multiple flights to benefit, Qantas Points are earnt on every airfare – there’s no minimum spend.

If you take advantage of online payment service B2Bpay to pay all your business expenses online, you can earn Qantas Points on every transaction you make – even on payments to the ATO. B2Bpay has partnered with Qantas Business Rewards, so you can have your Qantas Busines Rewards membership waived when you join.

Joining a frequent flyer program and using B2Bpay is an easy way to keep your business travel costs down while maximising the rewards you can earn.

  • Points Tip: If your business has employees, they can become additional cardholders on your business account. This means your business is earning reward points on all your purchases in addition to those of your staff members. With Qantas Business Rewards you can transfer your Qantas Points to reward and incentivise your employees with flights.

Use your card for everyday business expenses

It’s important to remember that you can potentially earn points on every transaction you make, whether it’s thousands of dollars or spare change.

Although you can earn more points on transactions with B2Bpay bonus billers or Qantas partners, this does not mean you should only use card payments for those transactions.

Using your card as a form of petty cash for essential office stationery supplies or even just a morning coffee run generates you points which can add up over time. Lunches, office supplies and of course coffee can potentially tally up hundreds of points each week. Even more if you use partner retailers within your rewards program.

Using your card for everyday purchases is the best way to maximise rewards for your business, as these business necessities are all earning you points at the same time.

  • Points tip: Card surcharges can be offset as a tax-deductible expense in many cases for a small business.

If you’re ready to start making the most rewards out of all your business spend, you need to start looking at B2Bpay.

With B2Bpay, you can become a Qantas Business Rewards member and earn reward points and Qantas Points on every transaction – even ATO payments.

There are no start-up costs and it’s a completely online portal – so sign up here today and start boosting your small business rewards.