All posts by B2B Pay

Featured Image

Take advantage of low-cost, user-friendly technology to transform your business

Transform your business with new technology that can take your company to the next level. You don’t need to be a tech expert to unlock the potential of these easy to use, but effective tools. There’s a range of cutting-edge online tools that will save you time, boost your business and make a positive impact on the bottom line. Check out our top tech recommendations!

  • Make the most of easy-to-use graphic design programs.
  • Create professional customer-responsive email marketing.
  • Increase efficiency and reward your customers with online payments.
  • Sign up for software that will simplify your accounting.
  • Make project management easy.
  • Get those small but necessary jobs done with efficient outsourcing.

1. Graphic Design

Design your own graphics for print, website or social media with easy-to-use online platforms and apps. Ideal for small businesses – these programs have a range of templates that you can drag and drop to create professional designs for your business.

Canva and Crello are graphic design programs that are easy to use for people who are not graphic designers.

Canva uses drag and drop functionality to easily produce marketing materials, design presentations, social media graphics and more. Founded in Australia, there are tonnes of templates and graphics to choose from.  Find out more at https://www.canva.com/ 

Crello is a free, easy-to-use graphic design editor with 30 different formats and 10,000 free and ready-to-use templates. You can create social media images, ad banners, posters, email headers, and other formats. Try it here at https://crello.com/ 

2. Email Marketing

Get to know your customers and give them the opportunity to keep up with your latest offers and news with a professional email marketing campaign.

Mailchimp is a global platform for marketing automation and email marketing for small businesses. Design and send branded emails to your customer base and gather insights on your most successful campaigns. Easy to use, Mailchimp has built-in analytics so you can see who’s opening your emails, what they click on, and what’s working. See what you can create here at https://mailchimp.com/ 

3. Online Payments

Improve your cash flow, get paid on time and reward your customers for their loyalty with Qantas Points when they pay your invoices online.

B2Bpay can set you up with a branded payment portal within 24 hours, so you can start receiving payments online. Receiving card payments has been found to reduce payment chasing by 61% and improve cash flow in 73% of businesses. You can also reduce manual processing (eg. over the phone) in your business, with no cross-checking bank statements or need to store card details. Find our more and get started here https://www.b2bpay.com.au/billers/ 

4. Accounting

Keep track of accounts with reliable accounting software that will make short work of routine tasks, so you get paid faster and keep on top of your business. With a free trial, you can find out if they are a good fit for your business.

Xero is a cloud-based online accounting software that manages your business finances, from paying your staff to better control of your cash flow. Rated highly for customer satisfaction, Xero is recommended by consumer review and comparison website Canstar Blue, with a five-star rating for ease of use, ease of integration, reporting, value for money and overall satisfaction. You can see Xero for yourself at  https://www.xero.com/au/ 

MYOB offers business management solutions for business to help with accounting, payroll, payments, retail point of sale, CRM and professional tax solutions. Designed in Australia for local businesses, MYOB works with the ATO so you’re always up-to-date. Their software includes quotes, invoices, expenses, payroll, BAS and GST and more. Check out MYOB at https://www.myob.com/au 

5. Project management

Project management can be a challenge for small business, so make it easier with online software.

Trello is a free web-based project management program where you can list all the tasks you need to complete a project, and get a visual overview of what is being worked on and who is working on it.

Trello is very easy to learn and use, so it’s no wonder it’s being adopted by small and large businesses alike. See how it works at https://trello.com/ 

6. Outsourcing

Make short work of small projects that need a quick turnaround or special expertise with outsourcing platforms that can find you the right person for whatever job you need done.

Freelancer.com is an Australian listed company that boasts the world’s largest freelancing and crowdsourcing marketplace by number of users and projects. You can hire freelancers to work in areas such as software development, writing, data entry and design right through to engineering, the sciences, sales and marketing, accounting and legal services. Post job opportunities that require specific skill sets, costs, or scheduling requirements at https://www.freelancer.com/ 

Upwork is a global freelancing platform where businesses and independent professionals connect and collaborate remotely. With the Upwork platform you can interview, hire and work with freelancers and agencies. Upwork analyses your needs then searches the database to find talent that’s a good match. See more at https://www.upwork.com/l/au/ 

Make technology work for you, invest some time looking for the program that fits your requirements and start maximising opportunities and growing your business.

Featured Image

Our hot marketing trends for 2019 and top tips for business success

We’ve reviewed small business news, checked the on-trend blogs and found the highlights that are worth sharing. Here are five hot marketing trends and our tips to make the most of your marketing strategies in 2019.

  1. Don’t be invisible! Busting the mystery of Google rankings

Trying to get a good ranking on Google when a customer searches online for your business can be a mystery. If you have a website, but you’re wondering why it can’t be found in a Google search, you’re not alone. Telstra’s 2018 report on Business Intelligence shows only 50% of small businesses are online. And only 26% of small businesses are using search engine optimisation (SEO) strategies. It’s time to help your existing and future customers find your business. Read the report: https://smarterbusiness.telstra.com.au/2018-telstra-small-business-intelligence-report

Hot Tip! Visit Google’s platform for small business (Google My Business) to take advantage of the free tools so your business will rank on Google. If you have a website, it will show you how to maximise your business profile. If you don’t have a website, it will take you through the process of building one and provide tips for SEO.  Whether your customers use their smartphone, tablet or computer, they’ll find you fast. Check out the Google insights: https://www.google.com/business/

  1. Look who’s talking! The growing importance of smartphones

What’s the most important device for accessing the internet?  In 2018 laptops and desktop PCs, iPads and tablets were overtaken by smartphones. Phone are now the preferred device for online tasks. Deloitte Mobile Consumer Survey 2018: Behaviour Unlimited, reported that 88% of Australians now own a smartphone. This is up from 84% in 2017.

Users now prefer to browse and purchase via their mobile. People between 18-34 more likely to use their mobile phones when purchasing products online. With smartphone use on the increase, 2019 will see the development of complex algorithms to tune apps and websites to specific interests and contexts. Read more here: https://www2.deloitte.com/au/mobile-consumer-survey

Hot Tip! Make the most of your marketing strategy by ensuring your website is optimised for mobile. Include SMS in your customer contact preferences. Sending SMS can be highly targeted and is a great way to send short term offers and promotions, with fast follow-up for results.

  1. The new buzz word: Hyper-personalisation

Sending the right information to the right person is the key to positive customer response. According to US software company Marketo, this is the age of hyper-personalisation. Savvy email marketers leverage customer data to create a more relevant consumer experience. In 2019 there will be a growing focus on personalisation, both online and face-to-face. Customers like to be remembered and recognised whenever they interact with your business. Finance education portal ZUU Online predicts personalisation of email boosts click-through-rates by 97% and open-rates by 26%.

Hot Tip! Personalisation means more than using the customer’s first name in the email. Wherever you are interacting with your customers, make them feel you appreciate their loyalty to your business. For a great online customer experience, include tailored content online and in emails. Make sure you include information relevant to your customers purchase history and interaction with your business.

  1. The pulling power of social media: Facebook and social media are key

Social media promotion will continue to play a strong role for small business in 2019. Facebook is still the leading social media platform for small businesses with the Infusionsoft report showing 47% of business owners use Facebook in their marketing mix. Adobe’s State of Digital Advertising 2018 shows that for retailers, social media beats traditional media hands down.  With triple the marketing response in driving visits from non-customers. See the insights here: https://www.slideshare.net/adobe/adi-state-of-digital-advertising-2018

Hot Tip! If you are not already active in social media, it’s time to get on board! Start by working out what you want to get out of social media and create a company social media policy. If a blog or Facebook is your preference, accelerate from ad hoc updates to regular updates with relevant news that will boost your business. Social media can be a minefield so make sure you keep up-to-date with trending themes.

  1. Keep on clicking: email claims number one spot for effective communication

Email has generated the highest ROI for marketers 10 years in a row, according to email marketing gurus Campaign Monitor. And personalisation is the most effective tactic for getting customers to open your emails. Campaign Monitor stats show emails with personalised subject lines are 26% more likely to be opened. 57% of marketers say personalisation is their most effective email marketing tactic. For more information: https://www.campaignmonitor.com/resources/

Hot Tip~  With email open rates of 61% on mobile devices, it seems a no-brainer that your emails need to be mobile-friendly. Make 2019 the year you use responsive design so your customers get the best view of your message and respond to your offer!

Featured Image

How to Pay Your ATO Tax Bills With Credit Card and Earn Points

Did you know that when you pay ATO bills directly you typically earn NO or reduced credit card points?

This is because when paying ATO & government bills (and other bills such as insurance, rates & utilities) these billers are categorised by your card issuer to earn reduced or ZERO credit card reward points. Make sure you join the growing number of Australian businesses using B2Bpay to pay the ATO who are earning FULL credit card points, and additional bonus Qantas Points on top of that. Further more, you can likely claim the card processing fee as a tax deduction.

Businesses all over Australia have made the ATO B2Bpay’s most popular biller as they reap the rewards of using B2Bpay to pay these bills.

B2Bpay is the most rewarding way to pay the ATO

  • Earn FULL credit card points^ – unlike the no or reduced points you typically earn when paying these bills directly;
  • Earn Qantas Points on these and ALL your business bills*; and
  • Boost cash flow by utilising your credit card interest free days to hold your bank funds longer^.

Use B2Bpay to pay the ATO and with many credit cards, you can earn at least double the credit card points^ than if you paid directly, without paying double the card processing fee. What’s more, with B2Bpay, you also earn Qantas Points*.

The only fee for using B2Bpay is a card processing fee from 1.2% to 2.4% excl. GST (or 0.84% to 1.64% after eligible company tax deduction), depending on your card type. This fee is outweighed by the value of the credit card and Qantas Points you can earn and the cash flow benefits.

Turn taxes into points and flights

For example; if you paid $240,000 per year in BAS, payroll taxes and other business expenses using B2Bpay, you could earn:

  • 240,000 Qantas Points (or credit card points) every year; and
  • 2,400 Qantas Points for your business every year (or even more by paying B2Bpay Bonus Billers).

That’s enough points for 2 x return business class flights from Sydney or Melbourne to London every year plus approximately $1,517 in taxes, fees and carrier charges.

^ Credit card reward points and interest free days are subject to the terms of your credit card and linked rewards program.
# A business must be a Qantas Business Rewards Member to earn Qantas Points. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $100 paid and up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers. Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing help@b2bpay.com.au. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. 
* Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries. Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent. Credit card reward points are subject to the terms of your credit card and linked rewards program. Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.

Featured Image

Start accepting credit cards, with no cost and no fuss.

Have you been thinking about offering your customers the option to pay by credit card but have put it in the too hard basket? With B2Bpay it’s as simple as letting us know you want to get started, and we can set you up as a Biller for free with your own branded payment portal (we can even add your logo!).

Then all you need to do is start putting these details on your invoices (eg. pay.b2bpay.com.au/ yourcompanyname) so your customers can start paying you online via credit card at any time of the day.

Get paid faster, and save time too.

62% of Businesses say paying by card is faster, and by having your own payment portal customers can pay you online (via their computer or mobile) 24/7.
Receiving card payments has been found to reduce payment chasing by 61% and improve cash flow in 73% of businesses.
You can also reduce manual processing (eg. over the phone) in your business, with no cross-checking bank statements or need to store card details.

Customers receive bonus Qantas Points when they pay your invoices. 

Your customers are rewarded with Qantas Points every time they pay you (1 Qantas point for every $100 spent). You can even gain a competitive edge by signing up as a B2Bpay Bonus Biller and offer extra Qantas Points to customers paying your bills.
Your customers can pay using VISA, Mastercard, American Express or Diners Club so get their own credit card reward points on payments too.

It’s super easy to start, and it won’t cost you a thing.

We do it all for you. There is no training, no merchant facilities and no changes to your banking or IT systems. We simply process the credit card payments for you and pay into your nominated bank account.

Want to know more?

Watch our video on how it all works below:

If you would like to have a chat to us about how it all works, give us a call on 1300 205 575.

 

 

Featured Image

Pay Rent with Credit Card and Get Rewarded

Paying business rent, strata or other property expenses using B2Bpay is an easy way to significantly boost your points balances and cash flow.  

These payments are very popular with B2Bpay customers who like to pay their major recurring expenses (like rent, tax, etc.) using B2Bpay, to maximise their points.  

“We have been using B2BPay now for some time. We find it easy and convenient to use to pay bills, such as Rent and ATO and particularly love the scheduled payment option, never late paying again. On top of that, we get AMEX points as well. Nice!!” 

John Williams, Director, HelloWorld Travel, Rowville, VIC 

By using B2Bpay to pay sizable and recurring business expenses such as rent or strata is a great way to sit back and watch your points balance and cash flow grow….whilst planning your next trip! 

Is it worth paying rent with credit card?

The benefit of paying your rent via credit card varies depending on your personal circumstances. For example if you run a business that requires cash flow then paying your rent by credit card is a smart choice because it frees up more of your cash to be used in other critical areas. Another reason you may choose to use a credit card to pay rent would be because you love to travel and with plenty of frequent flyer award programs tied to credit cards it makes sense to earn some extra points on a recurring basis.

Paying your rent with a credit card may not be the right option for you though, check the fees of your credit card provider to make sure they don’t outweigh the benefits of extra rewards points while you pay rent.

Why pay rent using B2Bpay?

  • Use credit card not bank funds. Stop using EFT to pay large expenses like rent, tax and more. Instead, switch these payments to credit card, hold your bank funds longer and boost cash flow
  • Earn credit card points. Earning points on large recurring expenses is a great way to boost your points balance
  • Earn bonus Qantas Points (frequent flyer points) every time you pay these and ALL other business bills with our convenient online payment portal.

It’s easy to set up rent and other payments:

Switching and benefiting is easy: 

  • If you currently pay these expenses by BPAY, you’ll find your biller by searching for their BPAY Biller Code within B2BPay (you can even use your current BPAY reference number).  
  • Pay by EFT? Many property groups are already in B2Bpay or simply add your Estate Agent/Landlord to start paying. 

Make life easier by selecting to AutoPay

If your rent is the same amount each month, choose AutoPay to make your life easier. Alternatively, choose ‘One-Off’ to decide when and how much you pay or ‘Email Reminder’ to receive a payment alert every month. 

If you would like further info call us on 1300 205 575 or email  help@b2bpay.com.au

 

Featured Image

Why card payments are the most rewarding choice for small business

Running a small business is chaotic – it’s a balancing act of cash flow management, settling bills, issuing invoices and chasing payments.

But thanks to new and emerging technology, it’s now possible to unlock hidden value for your small business with no extra work involved – just by switching to card payments. So if you’re a small business owner who hasn’t taken a close look at the ways you process B2B payments in a while, now is the time.

But how does paying by card add value to your business? The Deloitte ‘Paytech Revolution’ report released in early 2018 outlined the key benefits:

  • Added value through rewards on all your payments
  • Optimised cash flow
  • Increased speed and efficiency
  • Security

B2Bpay is the rewarding way to pay and take advantage of all these benefits for your small business. If you still processing payments using cash or cheque, you’re leaving valuable rewards on the table every time you pay your bills.

Research increasingly shows card is king for small business in a rapidly digitising economy.

Customers prefer card

In June 2018, the ATO released the findings from its research into how 1,049 Australian consumers are paying. The finding weren’t surprising for one of the world’s most cashless countries – the research revealed only one in five Australians still prefer using cash for purchases.

This nationwide trend is the most pronounced in young people – so if your small business targets customers who are under 35’s, you need to remember that this group carry the least amount of cash in Australia. Going cashless means it’s a lot easier for this group to spend more money at your small business.

Key ATO research findings
  • 10% of consumers carry no cash at all
  • 30% carry limited cash and expect to use electronic payments for most transactions.
  • 19% carry some cash but will use it only if electronic payments aren’t available,
  • 27% said they carry some cash and use a combination of cash and electronic payments

The ATO research also revealed that people prefer the convenience and security going cashless offers, in that it removes the need to withdraw cash and carry it around, as well makes record keeping a lot easier with everything recorded electronically.

When it comes to convenience, new payment technologies are having a big impact.  Tap and Go is reducing the time it takes to make a transaction even further than regular card payments, and B2Bpay consolidates payment across multiple cards onto one screen to make reporting easier for tax time.

According to the ATO assistant commissioner, Matthew Bambrick, 86% of businesses believe that most customers expect to be able to pay via electronic means.

“This research indicates that the trend away from cash will only gather pace. This is more than a passing fad. This is the way of the future,” said Bambrick.

He states that the end result will be more people carrying little or no cash at all.

The Reserve Bank of Australia 2017 Consumer Payments Survey data supports this – over a decade, consumer payments by cash have fallen from 70% in 2007 to 37% in 2016.

Cash can end up costing more for your business

“Tap-and-go payments cost an average of nine cents less than cash payments, and are nearly twice as fast. This research suggests cash-only businesses take a hit to their bottom line by not offering electronic payment,” Bambrick added.

“If you make a mistake it can flow through to your record keeping which can flow through to how you pay your tax.”

Not only are card payments cost effective for small business, they’re a lost faster than manual invoices. B2Bpay can deposit funds directly into your account within a few business days, no waiting by the phone or chasing unpaid invoices required. Being paid faster makes cashflow management a lot easier.

Card payments don’t just make small businesses payment simple, they offer your customers convenience as well. When you make it easier to pay for your goods and services – you’re improving the likelihood you’ll be paid on time, every time. Similarly, when you settle your payments quickly by card you develop a good reputation to help grow your business.

As a small business owner, trust with suppliers and customers is critically important. Offering card payment facilities ensures your business is not perceived as illegitimate. This is a growing concern in the Australian market. Federal Minister for Revenue and Financial Services, Kelly O’Dwyer, will likely be introducing new laws to make cash payments of over $10,000 illegal commencing next July.

B2Bpay, in partnership with Qantas Business Rewards, is an easy way to start growing your reputation. There are no start-up costs and no changes to existing banking relationships, all you need is an ABN and email to equip your business with a card merchant facility.

Cashless rewards your small business

Going cashless offers multiple benefits for your business:

  • Card rewards on every transaction, including ATO payments when you use B2Bpay
  • Speed and efficiency, for you and customers
  • Security – no need to keep cash on hand secure
  • Record keeping & visibility – accurate, real time reports on your desktop
  • More customers – Every year more Australians choose to use card payments
  • Reliability: pay and be paid your monthly, quarterly or annual bills on time, every time
Featured Image

Did you know you can earn travel rewards when you pay business expenses?

Are you planning an end of year holiday or domestic business travel? From escaping to somewhere warm or taking your small business interstate, flights are a flexible way to redeem the rewards you earn when you pay your business expenses – you can even earn upgrades!

If this all seems too easy to believe, don’t worry, you’re not alone. Small business owners across Australia are missing out on valuable rewards just like flights every year. That’s why the team at Zenith Payments (the people behind corporate prepaid cards), Australia’s leading payment solution provider, developed B2Bpay.

B2Bpay is a tailored payment solution that makes earning rewards for your small business simple. We’ve partnered with Qantas Business Rewards because we’re committed to offering the best rewards for our customers.

Ask yourself the question – When you pay your business expenses, what rewards are you earning in return?

Research conducted by Deloitte found that B2Bpay users with $20,000 per month in expenses can potentially gain 7% of their expenses paid in value, in addition to:

  • Qantas Points in addition to regular card reward points
  • The ability to pay ALL business expenses, even the ATO, by credit card
  • The capacity to offer Qantas Points as an incentive to pay
  • Consolidated payment records within a secure online portal for simple expense monitoring (single invoice format reduces manual work at tax time)
  • Access to their card’s interest free period (can take advantage of interest on savings by holding cash for longer – this adds up over the year)

See what our customers are saying and set up a free account now – all you need is an ABN and valid email address to start earning more rewards to go towards your next business class flight.

Zenith Payments are the rewards experts, so to help you get started on your journey to travel rewards we’ve put together some tips and strategies to help you maximise your earning potential.

Which card is best for your business?

Every business has different needs depending on the industry, number of employees and annual turnover. There are, however, a couple of things every small business owner needs to know when selecting a business rewards card:

  • Look for cards with a sign-up bonus and a good on-going rate of point accumulation
  • Shop around every few years for new sign up offers and switch cards
  • Compare annual fees – some cards waive the fee at certain spend thresholds
  • Some business cards include travel insurance
  • Are rewards easy to redeem online?
  • Do they offer rewards you are interested in? Cash back, travel or gift cards?

Some businesses even collect these lucrative sign on offers using the “churn and burn” strategy – Applying for a credit card, reaching the minimum spend threshold to obtain the reward points or funds and then moving onto another card with another sign on bonus. Some card holders will change cards in under 12 months to avoid annual fees!

If this sounds like a lot of extra work for you, that’s ok, this aggressive strategy may not work for everyone! It’s important to remember that earning business rewards doesn’t need to be difficult.

Double Dipping your business rewards with B2Bpay

You may not know this, but since 2011, the ATO has allowed small business owners to pay their BAS and income tax via card. To offset the sometimes large tax liabilities of the many businesses trying to gain rewards from the tax man, credit companies began to offset costs with reduced rates or no points at all on payments to the ATO.

This is where B2Bpay works to reward small business owners. If you are a B2Bpay user paying off debts to the ATO with an American Express card, you can double dip your card reward points whilst only paying one fee to B2Bpay on top of earning additional Qantas Points on the transaction.

Get in the habit of using your card for every purchase

When it comes to earning flights from business rewards, small business owners need to remember:

It’s the little things that count

Credit cards aren’t only for big items or big bills – they are for every purchase. If your small business is making everyday payments in cash or cheque, you are leaving valuable rewards on the table.

So next time you need office catering, ink cartridges or subscriptions – don’t forget these small everyday business expenses add up to big rewards. $50 worth of transactions a week can add up to thousands of reward points annually, and additional Qantas Points with B2Bpay.

Take advantage of our Bonus B2Bpay sign up offer

During August, you can join B2Bpay and Qantas Business Rewards for free and earn a bonus 5,000 Qantas Points, in addition to a bonus 2,000 points on your first transaction with B2Bpay.

To start turning your everyday business expenses into valuable rewards, join B2Bpay today by visiting http://www.B2Bpay.com.au

Featured Image

B2Bpay small business smarts for Travel Agents

There’s nothing like working in travel. A fast paced, exciting career where no two days are the same.

According to the Australian Federation of Travel Agents, travel agents are experiencing steady growth each year (stat) and are still a safe career in a rapidly digitising economy. Every year Australians are still choosing their local agents to cut down on the time it takes to travel and just focus on creating memories visiting somewhere special, somewhere familiar or somewhere off the beaten track using the specialist knowledge only accredited travel experts can provide.

Marketing

Online travel marketing in Australia is incredibly competitive. According to Austrade, the tourism industry in Australia employs 924,000 people – that’s 1 in 13 Australians working in travel.

“It doesn’t matter how talented, experienced or passionate you are. You’ve got to make the most of your marketing if you want to succeed as an agent, it’s essential. I think a lot of people get intimidated by marketing when really all it boils down is wearing you heart on your slave – your passion for travel needs to be made crystal clear,” say travel agents.

“Write from the heart on your website blog, respond respectfully to online reviews and don’t be afraid to acknowledge success on social media. Email marketing is something I personally use and I can’t recommend it highly enough. Make your passion for travel your personal brand and get it out there for everyone to see, constantly.”

Website

Technology is rapidly changing and the rapid growth of online booking platforms is placing increased importance on the online presence of bricks and mortar agents.

“If your website is lagging behind the curve, so will your revenue. Websites are not window dressing, they are essential to the growth and success of any travel business.  Just think of what you do to make a choice anytime you’re deciding on how to spend money – you check online for knowledge, reviews and how long the business has been in operation.”

“I travel to a lot of conferences and need to be available 24/7 for customers around the world so mobile optimisation is really important for me. I love that B2Bpay is mobile optimised so I can send invoices and receive payment whenever it’s convenient for me – it just makes life easy and gives me the flexibility I need as a travel agent.”

Efficiency

In a rapidly digitising economy, travel agents have remained a strong career option and shown consistent year on year growth in Australia. According to XX, the reason for this comes down to travel agents offering their customers something priceless: more time.

“The fee or commission we take translates into perks, upgrades and less time organising your holiday. This part of an agent’s job hasn’t changed and I don’t see it changing in the future. At the end of the day, we take the stress out of holiday planning and contribute insider knowledge and make the most of our relationships with tourism operators to give our clients the best experience possible.”

“I love B2Bpay because it makes my business payments to my suppliers more efficient and rewarding. Everything is stored in one place and I earn extra Qantas Points on all my transactions which I put towards rewarding my staff for making sales targets or continuing to fly business class with Qantas. It’s simple and rewarding.”

Specialise

With multiple travel agents available across every shopping centre or metropolitan centre, standing out is critical to your small business success. XX believes in sticking to your personal strengths.

Put yourself in your customer’s shoes – when they come to a travel agent, they want the inside information on a destination – not the generic rundown they can get anywhere online or browsing a guidebook.”

“Get to know a few destinations, experiences or trips inside out. When’s the best time to go, where to stay, where to eat, where not to go – these are some the questions people come to us for. Specialising isn’t narrowing your audience, it’s staying relevant and building trust in your ongoing relationships with clients to drive repeat business.”

“I like how B2Bpay is tailored to my business and gives me more of the rewards I need in Qantas Points.”

Change

Digital booking platforms are putting pressure on the bricks and mortar travel industry but change can be a good thing, no matter how many years you’ve been in the industry, according to XX.

“The customer service and human interaction you get from your travel agent cannot be replicated by online booking platforms. As long as agents stay up to date with the latest technology and implement it within their businesses they represent the perfect balance between interaction and internet. Having a strong online presence is essential for future travel agency growth within younger markets who expect it.”

“B2Bpay has been specifically adapted for small businesses like mine who need to offer online payments quick and fast. There’s no change to existing banking relationships and no special training required. The ability to earn Qantas Points on every transaction, even pesky ATO payments, is really what made me choose B2Bpay for my small business. I love having more Qantas Points on hand to reward staff with business class flights.”

“Trust is important in travel, especially for people who may be stranded overseas and need some help getting from A to B. I trust B2Bpay in partnership with Qantas Business Rewards to process my business payments and earn my business more rewards – it’s exactly what I need .”

Featured Image

Ditch paper for digital and increase business efficiency with B2Bpay

Does paper rule your office? Is your Accounts department still using paper for day to day transactions? It’s time to take advantage of the PayTech revolution and switch to secure online payments through card-based platform B2Bpay. Reduce the volume of paper-based transactions and cut overheads.

By making or receiving payments strategically, businesses can unlock significant value in the form of rewards, improvement to working capital, driving efficiency and optimising processes according to global consultancy Deloitte. In their report New Opportunities to Optimise^ they highlight the move to digital, known as the PayTech revolution, for SMEs to improve business efficiency and productivity.

Pay all your business expenses online using your credit card with B2Bpay. Make it easy for customers to pay you and maximise the use of credit card rewards programs for your payments as well as building your Qantas Points. You’ll find a range of benefits for your business when you join B2Bpay that will improve business efficiency and provide a cost-effective way to manage your cash flow.

B2Bpay is a secure online payment portal that enables you to use your existing credit cards to pay all your invoices.  Billers receive payments by EFT or BPAY, they don’t have to be set up to accept credit cards.

How to join B2Bpay

It’s easy to set up B2Bpay and start earning more with every payment. You need:

  • An ABN
  • Register the ABN with B2Bpay online at b2bpay.com.au
  • Join Qantas Business Rewards and use the same ABN (if you are already a member of Qantas Business Rewards, ensure that you use the same ABN for both programs)
  • Save your details in the online B2Bpay customer profile and use this when paying online in order to earn Qantas Points and have them credited to your account
  • Set up your payments, select your billers and nominate your card for payments.

You’ll see an improvement in cash flow from the first month as B2Bpay takes care of all your accounts.

Online payments are just the beginning

With B2Bpay, improved efficiency is just the beginning of the value-adds that provide comprehensive benefits.

  • Earn Qantas Points as well as credit card reward points by paying all business expenses online
  • Spend with selected B2Bpay Bonus Billers and you’ll earn up to 3 Bonus Qantas Points for every $1.50 you spend
  • Add up to 7% additional value on expenses paid
  • Earn full card points on ATO, Government, Telco, insurance and utilities
  • Payments can be one-off, automatic or future-dated
  • Maximise your cash flow by using the interest-free period on your credit card of up to 55 days (check your card’s specific interest free period).

B2Bpay takes the stress out of the payment process by taking care of paying your billers as you have specified, with one-off, automatic or future-dated payments.

B2Bpay transfers funds to your billers by EFT or BPAY at no cost to them within 3 business days.

Earn more with Qantas Points plus credit card rewards

Whatever business expense you are paying, you’ll earn Qantas Points or Credit Card reward points from your card issuer.  When you use an eligible Qantas Points earning credit card, you can expect to boost your points earning capability. You’ll earn:

  • 1 Qantas Point for every $100 paid through B2Bpay
  • Up to 3 Qantas Points for every $1.50 paid to B2BPay Bonus Billers through B2Bpay
  • Qantas Points for your business and for yourself on flights, hotels and car hire
  • Earn Qantas Points with B2Bpay’s Bonus Billers for everyday expenses like credit card spend, fuel and technology

You also have the advantage of being able to earn full points on payments to ATO, government, telco and insurance. With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points.

B2Bpay is three times more cost effective

Digital payments and cards are more than three times more cost effective than traditional payment methods the Deloitte report found. Reduced paper-based processing, lower administration costs, approvals overheads and banking costs are all streamlined.

Using B2Bpay has the potential to add value of up to 7% of expenses paid by using bank issued credit card points, plus Qantas Points and saving interest, taking into account transaction fees, minus company tax rate excluding flight fees and charges.

Join in August for 5,000 bonus Qantas Points

Enjoy a points boost with 5,000 bonus Qantas Points when you join B2Bpay and Qantas Business Rewards before 30 August 2018. To be eligible for the bonus points, you need to spend a minimum of $50,000 in the first month.^^

When you earn Qantas Points using B2Bpay, the points will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend.

Qantas Business Rewards usually costs $89.50 to join but is free to B2Bpay members when you sign up online at b2bpay.com.au, or contact B2Bpay on 1300 667 594.

B2Bpay is free to join and there are no fees other than the normal tax-deductible card processing fee, which depends on the card you use. B2Bpay provides you with a tax invoice for card processing fees.

References:

^Deloitte Research Report: SME Digital Payments New opportunities to optimise. The Paytech Revolution Series 2018

^^To earn 5,000 bonus Qantas Points (worth AUD$182.50), a business must (a) join Qantas Business Rewards by 11:59pm (AEST) 30 August 2018 (b) spend with B2Bpay for the first time between 1 August 2018 and 11:59pm (AEST) 30 September 2018 and have a minimum of 500 Qantas Points credited to your Qantas Business Rewards account before 11:59pm (AEST) 31 December 2018.

Featured Image

Earn travel rewards when you pay business expenses.

Are you thinking about plans for a holiday or domestic business travel? From escaping to somewhere warm or taking your small business interstate, flights are a flexible way to redeem the rewards you earn when you pay your business expenses – you can even earn upgrades!

If this all seems too easy to believe, don’t worry, you’re not alone. Small business owners across Australia are missing out on valuable rewards just like flights every year. That’s why the team at Zenith Payments, Australia’s leading payment solution provider, developed B2Bpay.

B2Bpay is a tailored payment solution that makes earning rewards for your small business simple. They’ve partnered with Qantas Business Rewards because they’re committed to offering the best rewards for their customers.

Ask yourself the question – When you pay your business expenses, what rewards are you
earning in return?

A Deloitte whitepaper found that B2Bpay users with $20,000 per month in expenses can
potentially gain 7% of their expenses paid in value, in addition to:

  • Qantas Points in addition to regular card rewards points
  • the ability to pay all business expenses, even the ATO, by credit card
  • the capacity to offer Qantas Points as an incentive to pay
  • Consolidated payment records within a secure online portal for simple expense monitoring (single invoice format reduces manual work at tax time)

To set up a free account, all you need is an ABN and valid email address to start earning more rewards to go towards your next business class flight.

Here are some tips for you to maximize your reward potential.

Which card is best for your business?

Every business has different needs depending on the industry, number of employees and annual turnover. There are, however, a couple of things every small business owner needs to know if reviewing their business rewards card:

  • Applying for new cards can be a hassle – so maximise the usage of your existing card whilst keeping an eye out for extra options
  • look for cards with a sign – up bonus and a good on – going points earn rate
  • shop around every few years to ensure your card is right for you
  • compare annual fees – a higher annual fee can often make sense as the extra benefits off set it
  • some business cards include travel insurance
  • are rewards easy to redeem online?
  • do they offer rewards you are interested in?

It’s important to remember that earning business rewards doesn’t need to be difficult.

Double dipping your business rewards with B2Bpay

In 2011, the ATO allowed small business owners to pay their BAS and income tax via card. Whilst this is good in principle, when you pay the ATO directly, most credit cards now have reduced points earn rates or no points at all.

This is where B2Bpay works to reward small business owners. If you are a B2Bpay user paying the ATO, you will earn full credit card points and even double dip your reward points by earning additional Qantas Points whilst only paying one fee to B2Bpay for the transaction.

Get in the habit of using your card for every business bill

When it comes to earning flights from business rewards, small business owners need to
remember:

It’s the little things that count

Credit cards aren’t only for big items or big bills – they are for every purchase. If your small business is making everyday payments in cash or cheque, you are leaving valuable rewards on the table.

So next time you need office catering, ink cartridges or subscriptions – don’t forget these small everyday business expenses add up to big rewards. $50 worth of transactions a week can add up to thousands of reward points annually, and additional Qantas Points with B2Bpay.

Take advantage of our Bonus B2Bpay sign up offer

Earn up to 12,000 bonus Qantas Points on new payments with B2Bpay

You can earn 1,500 bonus Qantas Points for every new biller payment of $3,000 or more before 31st October 2018 – up to a total of 12,000 bonus Qantas Points (that’s 8 new biller payments)*

To start turning your everyday business expenses into valuable rewards, join B2Bpay today by visiting www.B2Bpay.com.au

Please see B2Bpay offer full terms here