Zenith Payments Pty Ltd © 2022 ABN 71 083 359 684
B2Bpay is a secure, online payment portal that enables businesses to make or receive payments by credit card, debit card or bank account whilst earning credit card reward points and Qantas Points. See how B2Bpay works.
B2Bpay is owned and operated by Zenith Payments, the leading payments processing and prepaid card provider in Australia. We are proudly 100% Australian owned and operate from Balmain in Sydney.
Zenith Payments has been operating since 1984 and, until 2014, was part of Pinpoint, the world leader in loyalty and credit card programs with 100 million customers, 50,000 merchants and 25 banks. When Pinpoint was sold to MasterCard in June 2014, Zenith separated from the Pinpoint Group and charted its own course, continuing its phenomenal growth trajectory in the payment industry.
Zenith Payments processes over $2 Billion worth of payments every year in industries including real estate, schools, childcare, travel, thoroughbred in addition to other business-to-business payments.
For more information about us, visit: www.zenithpayments.com.au.
With B2Bpay you are rewarded for doing what all businesses need to do – paying your bills and getting paid.
But that’s not the only benefit. B2Bpay also saves you time, helps you manage and keep track of your payments, boosts your cash flow, reduces data entry with automatic recording to Xero, MYOB and QuickBooks, and provides easy to use reports. Benefits that all contribute to the success of your business.
When you connect your accounting software, you can view and pay all your bills via a direct feed from the Xero, MYOB or QuickBooks. All payments you make are automatically recorded in Xero, MYOB or QuickBooks to save you time and hassle.
Yes. B2Bpay is a secure online system, hosted by Microsoft in its Sydney and Melbourne data centres. Our solution is level 1 PCI DSS compliant. Data is encrypted and your credit card details are tokenised for maximum security so that card numbers are never stored in full.
Yes. It’s free to get set up to make payments and will only take you one minute.
Once set up, you can quickly and easily add billers, make one-off or multiple payments, schedule payments for a future date, keep track of previously made payments, monitor your Qantas Points and access reports to upload to your accounting system.
You can pay all your business bills using B2Bpay.
Over 30,000 billers from a broad range of industries are already set up for you to pay using B2Bpay. And if one of your billers is not already on this list, simply select ‘Add new biller’ and provide their details.
B2Bpay forwards your payment to your biller by EFT or BPAY – the same way as if you paid them direct.
Some restrictions apply based on standard credit card rules; for example, you cannot use a credit card to pay for finance or credit, to make payments to yourself or a related business entity or for illegal activities.
Australian businesses can pay all their business bills using B2Bpay, however, the most common payments made via B2Bpay include paying tax to the ATO and government utilities such as phone, internet, electricity, gas, rates and insurances. Essentially you can pay all your business bills using B2Bpay.
With B2Bpay, you are able to make one-off, bulk, automatic or future dated payments.
Step 1 – Easy Registration
It’s easy to get started. Simply follow the prompts to complete our Customer Set Up Form. You will then receive a welcome email with a password set up link.
Step 2 – Set Up Your Payments
You are now able to login to the B2Bpay Customer Portal. You can select your billers, connect your accounting software Xero, MYOB/ Quickbooks (optional) for easy and auto loading of your bills. You can also add a card to the B2Bpay wallet and you are ready to view and pay bills.
Step 3 – Make Payments
You are now able to make payments including one-off, bulk, automatic or future-dated payments. All payments are automatically recorded in your accounting software for future reference and easy reporting.
You can update your details, make payments, check payments history and more by logging in using your email address and password.
Login to make a payment (Customer)
You can pay all your billers by bank, or by using your existing credit or debit card. B2Bpay accepts Visa, MasterCard, American Express Diners Club and Bank Account.
You can use the same card to pay all your billers or nominate different cards or bank accounts for particular billers. The ‘My Wallet’ page enables you to maintain and manage the cards and bank accounts you use to pay your billers.
That’s not a problem. One of the benefits of B2Bpay is that you can pay all your billers using your credit card – even if your biller doesn’t accept credit card directly or makes paying by card difficult. This is because B2Bpay passes on your payment to your biller by BPAY or Electronic Funds Transfer (EFT) in the same way as if you paid them yourself.
B2Bpay passes on your payment to your biller within 3 business days. On your ‘Payment History’ page under “Settlement Date” is the date that your payment settles to your biller.
There are certain types of payments which are not allowed. B2Bpay cannot be used to pay yourself (subsidiary or related entity) and there are banned industries. Refer to our Terms and Conditions.
On your ‘Payment History’ page you can view comprehensive details of all your payments made using B2Bpay. You can filter payments by processing date, settlement (to your biller) date and even report on all payments this month / financial year / etc.
You can download your payment history to a CSV file (Excel) or an OFX file to integrate with systems including Xero and MYOB (this is only required if you haven’t connected your accounting software and need to manually record payments).
B2Bpay is an easy and convenient way for your customers to pay your bill.
Your customers can pay using their credit card at any time which means, you can get paid faster. You also earn Qantas Points every time your customers pay you.
There’s no cost to you to receive payments through B2Bpay. When you connect your accounting software, all payments that customers make are automatically recorded in Xero, MYOB or QuickBooks.
There’s no need to register just to receive payments through B2Bpay, however we encourage you to become a B2Bpay biller to take advantage of all the B2Bpay benefits including your own secure login to keep track of payments and access comprehensive, downloadable reports. There is no cost to receive payments from B2Bpay unless you choose to absorb the processing fees.
Contact us to discuss the benefits of becoming a B2Bpay Bonus Partner and how you can make B2Bpay available to your customers through your own branded web payment portal.
Simply click on ‘Become a B2Bpay biller’ or call us on 1300 205 575 and ask to be added.
You can update your details, make payments, check payments history and more by logging in using your email address and password.
No problem. B2Bpay enables your customers to pay using their credit card even if you don’t accept credit or debit card directly. This is because B2Bpay accepts card payments and passes on the payment to you by BPAY or Electronic Funds Transfer (EFT)…at no cost to you.
With B2Bpay your customers have an additional payment option without the need for you to change any of your existing invoicing and payment processes.
Payments reconciled to you by BPAY will be deposited to your bank account in the exact same way as if the customer paid you directly and will include the customer’s unique BPAY Customer Reference Number.
Payments reconciled to you by EFT will be deposited to your bank account individually (using the reference provided by your customer). This will enable you to quickly and easily reconcile the amounts you receive from B2Bpay. If you have connected your accounting software, all payments that customers make are automatically recorded in Xero, MYOB and QuickBooks.
The B2Bpay support team is based in Balmain in Sydney and are available to assist you if you need any assistance reconciling payments or setting up the best reconciliation option for you.
Just email or call us on 1300 205 575 . Our friendly team is here to help.
A B2Bpay Bonus Partner is a biller that provides additional benefits to their customers simply for using B2Bpay to pay their bills.
Becoming a B2Bpay Bonus Partner is a great way for your business to be promoted and build customer loyalty, generate additional revenue and acquire new customers.
There are 3 types of B2Bpay Bonus Partners – Silver, Gold and Black.
Learn more about becoming a B2Bpay Bonus Biller or call us on 1300 205 575 for more information.
If you wish, you can become a Bonus Biller and be promoted to B2Bpay users so you can attract new customers and reward and retain existing customers.
No. There’s no cost to receive payments through B2Bpay – unless you choose to absorb the processing fees.
If you wish, you can choose to become a B2Bpay Silver, Gold or Black Bonus Biller. This means that you are promoted as a biller where customers can earn Bonus points when they pay you. This is a great way for you to reward / retain existing customers and attract new customers who want to be rewarded. You fund Qantas Points only to customers who pay using B2Bpay. See more information on becoming a Bonus Biller.
Credit card reward points:
Use a credit card with a rewards program and you’ll earn credit card reward points (or airline points) every time you pay a bill using B2Bpay. Points are earned as per the terms of your card’s reward program and are added to your credit card rewards points balance, just like when you make everyday purchases using your card.
By using B2Bpay, you earn reward points at the full rate when you pay all billers including the ATO, government agencies, telco, insurance and utilities. This means you will earn more points using B2Bpay than if you paid these billers directly because with many cards, you earn no or half as many points when you pay these billers directly.
Qantas Points:
Your business can earn:
In addition, earn up to 3 Qantas Points for every $1.50 paid with our large network of Bonus Billers*. These points are displayed on your ‘Payment History’ and ‘Points History’ pages and your current points total is displayed in the top right of every page.
When you receive payments, you and your customers earn Qantas points every time they pay you. In addition, your customers earn credit card rewards points.
Credit card reward points earned by using B2Bpay can be redeemed through the issuer of your card. Check with your card issuer for your redemption options which typically include flights, transfer to airline loyalty points, goods and gift vouchers.
Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 14 days of your eligible spend once your ABN registered with Qantas Business Rewards is also saved in your B2Bpay customer profile or entered online when making a payment.
You can transfer your Qantas Points from Qantas Business Rewards to any Qantas Frequent Flyer account.
Log in to Qantas Business Rewards Account
Login to B2Bpay Customer Login
Your Qantas Business Rewards account keeps track of your business’ Qantas Points activities, update your business’ details, manage account users and keeps you update to date with partner offers. Simply log in using the email address and password you created when you registered.
Points are awarded at the end of the promotional bonus offer. Businesses must ensure that the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 14 of your eligible spend as outlined in our Terms & Conditions.
Bonus Qantas Points as part of a promotional offer will be reviewed at the end of the promotional offer period. Any bonus Qantas Points will be credited to your linked Qantas Business Rewards account within xxxxxx days of promotional offer ending. All B2Bpay customers will be notified of additional bonus Qantas Points by email. Any claims in relation to bonus Qantas Points under any offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn bonus Qantas Points.
Once you connect your accounting software, you can see all your bills (approved and awaiting payment) in B2Bpay via a direct feed from Xero, MYOB or QuickBooks.
All payments you make are automatically recorded in Xero, MYOB or QuickBooks to save you time and data entry.
Once you login to the B2Bpay Customer portal, just click on the Xero, MYOB or QuickBooks link to connect your software to B2Bpay.
Then add a card to the B2Bpay wallet and you are ready to view and pay bills.
For more info, visit these help pages:
Xero Integration
MYOB Integration
QuickBooks Integration
Visit the Customer Benefits and other pages on this website.
Visit the Biller Benefits and other pages on this website.
You can also email, chat online or call us on 1300 205 575 and our friendly team based in Balmain in Sydney are here to help.
Alternatively, get set up at no cost and start experiencing the benefits of this innovative and rewarding business payment solution.
How do I change payment method of bills to use bank account?
Paying a bill with your bank account is an easy process once you know what you’re doing.
Step 1: Locate the bill you want to pay by bank account in your ‘Pay Bills’ screen. On this screen you will see the current payment method associated with this Biller under the ‘Payment Amount’ column.
Step 2: Navigate to ‘Add/Edit Billers’ tab. Here you will change the payment method to bank account for the Biller identified in step 1.
Step 3: Once you have located the Biller, use the ‘Manage Account’ button next to the current payment method. This will open a new window, taking you to the ‘My Wallet’ page.
Step 4: On the ‘My Wallet’ page, change the payment method to your desired bank account. Ensure that the bank account here is the bank account you have linked in your accounting software (MYOB,Xero,QuickBooks)
Step 5: Navigate back to the original ‘Pay Bills’ screen and you will see that your payment method has been updated to the nominated bank account.
Payments made via the Xero/MYOB/QuickBooks Bills page to this Biller will then:-
a. Be processed using your desired bank account; and
b. Be automatically recorded in Xero/MYOB/QBO in that same bank account.
On your ‘Payment History’ page you can view comprehensive details of all your payments made using B2Bpay. You can filter payments by processing date, settlement (to your biller) date and even report on all payments this month / financial year / etc.
You can download your payment history to a CSV file (Excel) or an OFX file to integrate with systems including Xero and MYOB (this is only required if you haven’t connected your accounting software and need to manually record payments).
This account is automatically created (in your software system) when you connect the software system to B2Bpay. It is a virtual account to accurately allocate and reconcile the payments (both the bill amount and the processing fee) in your software system. You do not need to perform any reconciliation actions in this account.
When you make a payment, three transactions will be created in the B2Bpay Clearing Account – one for the total amount charged to your card and two contra transactions, split into the bill amount (to mark the bill as paid) and the B2Bpay processing fee (to record the processing fee as an Expense).
Not much. Our integration will automatically record and reconcile your payment of the bill and the B2Bpay processing fee (as an expense).
The only action you need to do in your software system is to reconcile the total transaction amount in your Payment Account (this is the account that you selected to record payments that you make).
Zenith Payments Pty Ltd © 2022 ABN 71 083 359 684
And our team will be in touch to get you started!
And our team will be in touch to get you started!
Let’s get you started below.
1. Simply enter your details below.
2. We will be in touch to get you started receiving card payments through B2Bpay shortly.
1. Simply enter your details below.
2. We will be in touch to get your started making and receiving card payments through B2Bpay shortly.
It’s simple.
1. Fill in the form below & we will get back to you requesting some more details and your logo
2. We will then set up your account and payment page.
3. Finally we will help you get a ‘pay now’ link on your invoices that will direct to your payment page.