Improve cash flow – using credit card interest free period to pay expenses.

Attract and Boost Rewards Point – Utilising credit card to earn rewards points on ALL business expenses as well as earning Bonus Points when spending with thousands of B2Bpay business billers.
In addition, when using an American Express card earn 1 membership reward point per dollar on ALL payments through B2Bpay. This includes payments made to utilities, telecommunications, government bodies including ATO and insurance billers. This is double the number of points earned when paying these providers directly with American Express (you would only earn 0.5 membership rewards points per dollar).Credit card reward points and B2Bpay bonus points can be redeemed for a variety of products including:

• o Frequent Flyer Points
• o Gift Cards, and
• o Products

Manage your cash flows more accurately and efficiently

Reduction in processing times and payment execution. Centralised expense management

It’s cheaper. When comparing the total cost of payments by card compared to other mechanisms and traditional PO processes our process is one third of the cost.

Credit card payments are NOT treated as a Cash Advance. Whereas BPay usually treats credit card payments as a Cash Advance and interest is charged immediately and no reward points are earnt under Cash Advance with BPay.

Improved visibility and reporting

Automatic bill reminder alerts

Alerts through SMS and emails (for successful and failed payments)

Fully secure – card numbers are tokenized and never stored

All cards accepted (Visa, MasterCard, American Express).