Accept Card Payments Online and Get Rewarded

With B2Bpay, Australian businesses can accept credit card payments online and earn Qantas Points when customers pay.

Simply add a secure payment link to your invoices and let customers pay by card or direct debit , with no setup costs or ongoing fees.

Earn 10,000 bonus Qantas Points for the first $10,000 received*

Earn up to 75,000 bonus Qantas Points+

New to earning Qantas Points with B2Bpay? Earn bonus Qantas Points when you receive 3 payments for the first time by 30 November 2026.

Find Out More

Benefits of accepting payments with B2Bpay

Accept card payments and direct debit

B2Bpay allows you to accept payments without setup fees or monthly costs.

Get paid faster

Give customers an easy way to pay immediately via a secure payment link included in your invoices.

Offer multiple payment options

Your customers can pay using credit cards or Australian bank accounts, making it easier for them to settle invoices.

Earn Qantas Points when you get paid

Earn 1 Qantas Point for every $20 paid to you via Mastercard or Visa**

Improve cash flow

Faster payments and flexible payment options help keep your cash flow moving.

Connect with your accounting software

Integrate with Xero, MYOB or QuickBooks to simplify reconciliation and payment tracking.

How it works

Start accepting card payments online from your customers. It’s easy, it’s free and you get rewarded**

Invoice your customer

Easily add your B2Bpay 'Payment Link' to your invoice. You can do this from Xero, MYOB and QuickBooks (plus others).

Customer pays via B2Bpay

Payments are made using customer’s nominated card via your B2Bpay 'Payment Link'.

Funds sent to you

Funds are transferred to you by EFT or BPAY within 3 business days. Plus you receive 1 Qantas Point for every $20 paid to you via Mastercard or VISA**

Reward Your Customers with Bonus Qantas Points**

Want to go even further and reward your customers with bonus Qantas Points for doing business with you? By upgrading to become a ‘B2Bpay Bonus Biller’, you can offer your customers a ready-built and rewarding loyalty program.

This is on top of the 1 Qantas Point your customers earn for every $20 paid through B2Bpay.

Silver

1 Qantas Point for every $1.50 paid

For billers that currently accept credit cards and do not pass on the bank’s merchant service fee (MSF) to their customers.

Reward your customers by offering 1 Qantas Point for every $1.50 spent.

There is no additional cost to you as the cost of being a Silver Bonus Biller replaces the bank’s MSF

Gold

2 Qantas Points for every $1.50 paid

For billers that currently (or want to) provide a discount to customers when they pay on time.

Reward your customers by offering 2 Qantas Points for every $1.50 paid.

Black

3 Qantas Points for every $1.50 paid

For billers seeking a competitive edge, reward your customers by offering 3 Qantas Points for every $1.50 paid.

Be promoted as an exclusive Bonus Biller in your industry category

Pricing

Receiving payments with B2Bpay is free for businesses, as your customers pay the card processing fees. However, if you do choose to absorb processing fees, see pricing below.

Processing Fees (ex GST)
Amex 2.5%
Mastercard/Visa Premium 1.6%
Mastercard/Visa Standard 1.6%
Apple Pay/ Google Pay 1.6%
PayTo 0.75%
Bank 0.50%
International Cards 3.6%

Don't just take it from us

    
 
 
       Posted on Google  
   
   Linda Octalina 
 
 
 
 Trustindex verifies that the original source of the review is Google. The response was very prompt, and my application was processed quickly. All done quickly by Anna Banno
  
 
      Posted on Google  
   
   Jeremiah Mclellan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service from all team members, prompt and reliable assistance ( thanks Matthew Maurice:)) and the best bit is as a merchant we don't get charged for accepting payments for our services! All good, thank you
  
 
      Posted on Google  
   
   Jason Hawker 
 
 
 
 Trustindex verifies that the original source of the review is Google. At TFH Mid North Coast, we’ve recently come on board with B2B Pay and couldn’t be happier. Running a busy business, we needed a payment solution that was simple and reliable, and B2B Pay has delivered exactly that. Making payments is quick and stress-free, which saves us valuable time day-to-day. A special mention to Matt, who has been fantastic to deal with — he made the whole process seamless and easy from the start. We’re already seeing the benefits and know it will continue to support our growth moving forward. Highly recommend B2B Pay to any business looking for an efficient and straightforward solution.
  
 
      Posted on Google  
   
   accounts 
 
 
 
 Trustindex verifies that the original source of the review is Google. Daniel was incredibly helpful and knowledgeable in ascertaining our needs as a new user. He was patient and reassuring, making sure that I understood each segment before moving on to something else. Thanks Daniel, you were great!
  
 
      Posted on Google  
   
   Tony Newman 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have recently set up B2B Pay for our business and Anna Banno was great to work with, she made this whole process as simple as possible and was always available to help out when required during the set-up stages, i would highly recommend Anna and B2B Pay, thanks for your help Tony.
  
 
      Posted on Google  
   
   David Paterson 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used B2BPay for 8 years and love the simplicity of how they work. Anna Banno has been my main contact for most of these years and is fantastic at her job and has made it so easy to work with B2BPay
  
 
      Posted on Google  
   
   Michael Cox 
 
 
 
 Trustindex verifies that the original source of the review is Google. A huge thank you to Anna Banno for her outstanding support in getting our B2B Pay system up and running. Anna made what could have been a complex and time-consuming process feel simple, efficient, and stress-free. Her knowledge, professionalism, and attention to detail ensured everything was set up correctly and smoothly from the start. She explained each step clearly, answered every question with patience, and followed through to make sure we were fully supported throughout. Anna is an absolute asset—organised, proactive, and a pleasure to work with. We’re incredibly grateful for her help and wouldn’t hesitate to recommend her to anyone needing expert assistance with B2B payment systems.
  
 
      Posted on Google  
   
   Indianna Symons 
 
 
 
 Trustindex verifies that the original source of the review is Google. Took a bit of setting up, but worth it. The team made it a much easier process than I anticipated.
  
 
      Posted on Google  
   
   Paula Van der Kooi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent customer service and support. Thank you so much Matthew. Your constant support and dedication has helped our companies immensely. We really appreciate it. Highly recommend.
  
 
      Posted on Google  
   
   Billy Van der Kooi 
 
 
 
 Trustindex verifies that the original source of the review is Google. The Team at B2B pay have been extremely supportive over the past 7 years and we always appreciate your professionalism. Thanks Mathew

Accept Payments Online with B2Bpay Today

Whether you run a professional services firm, agency, retail business or trade company, B2Bpay makes it easier to get paid.

Start accepting credit card payments online, improve cash flow, and simplify your payment process.

*Earn 10,000 bonus Qantas Points when you sign up to become a B2Bpay biller and receive $10,000 or more in payments in the first 3 months of signing up.

A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers  using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the  B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, 1 Qantas Point for every $3 paid to a biller by bank account for Bank Accelerator standard and 1 Qantas Point for every $1 paid to a biller by bank account or card for Points Accelerator Plus. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. Members earn 1 Qantas Point for every $20 paid to you by Visa or Mastercard through B2Bpay. For the first $10,000 received by Visa or Mastercard members earn 1 bonus Qantas Point per $1 received. See B2Bpay website for a list of current B2Bpay Bonus Billers. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend as outlined in the B2Bpay Customer Terms and Conditions. B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments made by customers using VISA or Mastercard via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected].