DEFT is stopping direct credit and debit card payments from 1 October 2026. If you’re making an eligible business payment, B2Bpay lets you continue using your Visa, Mastercard or American Express.
Credit Card
1 October 2026
Credit Card
DEFT✓
B2Bpay accepts your card payment and sends the funds to your DEFT biller via BPAY using the details on your DEFT notice.
Create your B2Bpay account and add your preferred credit or debit card to your B2Bpay Wallet. B2Bpay accepts major cards including Visa, Mastercard and American Express.
Use the BPAY details shown on your DEFT notice to set up your payee in B2Bpay. Enter the relevant DEFT BPAY Biller Code and your DEFT Customer Reference Number (CRN), along with the amount you need to pay.
Instead of making the BPAY payment directly from your bank account, select your credit card as your payment method in B2Bpay.
B2Bpay processes your card payment and sends the payment to the biller via BPAY, using the payment details you provided. To DEFT and your biller, the payment is received via BPAY – even though you funded the transaction using your credit card through B2Bpay.
For eligible business expenses, yes – B2Bpay accepts American Express, as well as Visa and Mastercard. This can be particularly useful for businesses that have traditionally paid DEFT expenses by card and don't want to switch those payments to a bank account.
Keeping the ability to pay by card can provide businesses with benefits beyond simply having another way to pay.
Keep using your credit card
DEFT may be removing direct card acceptance, but that doesn’t necessarily mean your business needs to stop using its card for eligible DEFT expenses.
Maintain cash flow flexibility
Using a credit card can help businesses manage the timing between making a payment and funds leaving their bank account.
Earn credit card reward points
When you make an eligible payment through B2Bpay using a rewards credit card, you can continue to earn the points offered by your card provider, subject to your card provider’s terms.
Earn additional rewards with B2Bpay
You can B2B Points or Qantas Points* on top of the rewards earned through your credit card.
That means a DEFT payment that would otherwise be paid directly from your bank account can potentially become a more rewarding business expense.
B2Bpay is designed for business payments, so the underlying DEFT payment needs to be an eligible business expense.
Depending on your circumstances, that could include payments relating to:
If you’re unsure whether your DEFT payment is eligible, the B2Bpay team can help you before you make the payment.
Join B2Bpay for free to pay all your business bills and be rewarded along the way.
*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, 1 Qantas Point for every $3 paid to a biller by bank account for Bank Accelerator standard and 1 Qantas Point for every $1 paid to a biller by bank account or card for Points Accelerator Plus. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. Members earn 1 Qantas Point for every $20 paid to you by Visa or Mastercard through B2Bpay. For the first $10,000 received by Visa or Mastercard members earn 1 bonus Qantas Point per $1 received. See B2Bpay website for a list of current B2Bpay Bonus Billers. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend as outlined in the B2Bpay Customer Terms and Conditions. B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments made by customers using VISA or Mastercard via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected].
Enter YOUR DETAILS
And our team will be in touch to get you started!
Enter YOUR DETAILS
And our team will be in touch to get you started!
Let’s get you started below..
1. Simply enter your details below.
2. We will be in touch to get you started receiving card payments through B2Bpay shortly.
1. Simply enter your details below.
2. We will be in touch to get your started making and receiving card payments through B2Bpay shortly.
It’s simple.
1. Fill in the form below & we will get back to you requesting some more details and your logo
2. We will then set up your account and payment page.
3. Finally we will help you get a ‘pay now’ link on your invoices that will direct to your payment page.