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Pay Business Expenses with American Express

Earn Full Membership Rewards Points on Every Business Payment

Pay suppliers, the ATO, utilities, insurance and more with your American Express® Card, even if your supplier doesn’t accept Amex. With B2Bpay, you can maximise your Membership Rewards points while improving cash flow and earning bonus points on payments.

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Get More Value from Your American Express Card

Whether you’re paying suppliers, BAS or everyday operating expenses, B2Bpay helps you get more value from every payment.

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Pay Suppliers That Don't Accept Amex

Pay any Australian supplier, even if they don't accept card, using your American Express Card while they receive payment via EFT or BPAY.

Earn Full Membership Rewards Points

Continue earning full Membership Rewards points using your Amex on all business expenses, plus bonus points on top that can be transferred to leading airline and lifestyle rewards partners.

Improve cash flow

Use your card's interest-free period to better manage working capital without delaying supplier payments.

Turn bank payments into points

You can even pay off your American Express card via bank account or PayTo and earn points.

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Real Results from Real Business Spend

By moving around 80% of their business payments to B2Bpay, The Shower Man Melbourne now earns approximately 2 million American Express Membership Rewards points every year, all while paying suppliers who don’t accept Amex directly. Read how they turned everyday business expenses into valuable travel rewards.

Why Choose B2Bpay?

B2Bpay
Free to join. No monthly subscription fees
Pay suppliers that don't accept Amex
Earn full Membership Rewards Points on all business expenses
Earn bonus points on top
Tiered Amex pricing
BPAY & EFT payments
Schedule future payments
Sydney-based support team

How it works

1. Sign Up

1. Sign Up

Sign up to B2Bpay for free. No subscriptions costs, no monthly fees.
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Step 01
2. Set Up Payments

2. Set Up Payments

By selecting or adding the suppliers you wish to pay. Or connect to Xero, MYOB or QuickBooks and the bills you have to pay will be auto loaded.
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Step 02
3. Make Payments

3. Make Payments

You can make one off, bulk automatic or future dated payments with your American Express card
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Step 03
4. We Pay Your Bills

4. We Pay Your Bills

By transferring payment to your suppliers by EFT within 3 business days. You earn your full Membership Rewards Points and bonus points on top.
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Step 04

Competitive American Express Pricing

No hidden fees. Just simple tiered pricing that rewards higher-value transactions with lower rates.

B2Bpay Earn

Make payments to suppliers, ATO, bills and earn Qantas Points* on top.

Full Membership Rewards® Points

No subscription or monthly fees

PlanTransaction Amount (Exc. GST)
$0 – $149,000$150,000 – $249,000$250,000+
Standard
1 Qantas Point for every $10 paid*
2.47%2.37%2.19%
Accelerator
1 Qantas Point for every $1 paid*
4.35%4.24%4.13%
Swipe the table sideways to see all rates →
B2Bpay Points

Make payments to suppliers, ATO, bills and earn B2B Points on top.

Full Membership Rewards® Points

No subscription or monthly fees

PlanTransaction Amount (exc. GST)
$0 – $99,999$100,000 – $299,000$300,000 – $499,000$500,000 – $999,000$1,000,000+
EssentialNo B2B Points2.10%2.05%2.00%1.95%1.90%
Earn Plus1 B2B Point per $2 spent3.40%3.35%3.30%3.25%3.20%
Earn Max1 B2B Point per $1 spent3.85%3.80%3.75%3.70%3.65%
Swipe the table sideways to see all rates →

The higher the payment, the lower the rate.  More spend, more rewards.

Latest Amex Business Card Offers

Looking for high-value Amex Business Card offers in Australia? With B2Bpay, you can unlock more value from your American Express® Business Card by earning rewards on business payments that typically don’t earn points when paid directly.

How to make a BPAY payment using Amex

Step 1

Step 1

Find the BPAY logo on your email or paper bill which will show your Biller code
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Step 2

Step 2

Log in to B2Bpay
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Step 3

Step 3

Select Add a new Biller
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Step 4

Step 4

Enter the BPAY Biller Code
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Step 5

Step 5

Pay with American Express
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Step 6

Step 6

That’s it! Your bill payment is complete

*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers  using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the  B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, 1 Qantas Point for every $3 paid to a biller by bank account for Bank Accelerator standard and 1 Qantas Point for every $1 paid to a biller by bank account or card for Points Accelerator Plus. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. Members earn 1 Qantas Point for every $20 paid to you by Visa or Mastercard through B2Bpay. For the first $10,000 received by Visa or Mastercard members earn 1 bonus Qantas Point per $1 received. See B2Bpay website for a list of current B2Bpay Bonus Billers. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend as outlined in the B2Bpay Customer Terms and Conditions. B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments made by customers using VISA or Mastercard via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected].

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And our team will be in touch to get you started!

Enter YOUR DETAILS


And our team will be in touch to get you started!

Register Now

Start accepting card payments online

Let’s get you started below..

  1. Fill in the form & we will get back to you requesting some more details and your logo
  2. We will then set up your payment portal and help you get a link on your invoices to start receiving payments

Start receiving payments on auto-pilot.

1. Simply enter your details below.

2. We will be in touch to get you started receiving card payments through B2Bpay shortly.

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Start making and receiving payments.

1. Simply enter your details below.

2. We will be in touch to get your started making and receiving card payments through B2Bpay shortly.

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Start accepting card payments directly from your Invoices.

It’s simple.

1. Fill in the form below & we will get back to you requesting some more details and your logo

2. We will then set up your account and payment page.

3. Finally we will help you get a ‘pay now’ link on your invoices that will direct to your payment page.

* Mandatory Fields