Pay ALL your business expenses online using your credit card
- Earn Qantas Points PLUS credit card reward points on ALL business expenses#
- Plus earn up to 3 Bonus Qantas Points for every $1.50 spent with Bonus Billers*
- Improve cash flow
- Profitable way to pay – Deloitte report: ‘Receive value of 7% on expenses paid’^^
- Earn full card points on ATO, Government, Telco, insurance and utilities
No cost to join
2,000 bonus Qantas Points with your
first payment+
For more information:
1300 205 575
or email us
What is B2Bpay?
B2Bpay is a secure online payment portal for businesses to pay ALL of their invoices using their existing credit cards, whether or not the biller actually accepts credit cards. Billers receive payments by EFT or BPAY.
B2Bpay accepts all major credit cards 
How It Works
One-off, automatic or future-dated payments.
Easy registration
It’s easy to Get Started. Simply follow the prompts. If you need help, just call us.
Set up your payments
Select your billers and nominate your card(s) for payments.
Make payments
One-off, automatic or future-dated payments.
We pay your billers
We transfer funds to your billers by EFT or BPAY at no cost to them within 3 business days.
Customer benefits
Earn Credit Card Points
Earn Qantas Points or Credit Card reward points from your card issuer on ALL business expenses #
Earn Qantas Points
In addition, earn 1 Qantas Point for every $100 paid. Plus earn up to 3 Qantas Points for every $1.50 spent with Bonus Billers*
Earn full points on ATO, government, telco, insurance
With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points
Boost your cash flow
By using your credit card’s up to 55 day interest free period
Cheaper
When compared to traditional payment methods. Deloitte report: ‘digital payments and cards are more than 3 times more cost effective because of reduced paper-based processing, admin, approval overheads and banking costs’
Save time & easy to use
Manage and pay ALL your business expenses online via a centralised expense management system
Secure online solution
Cards tokenised for your security so card numbers are never stored in full
Not treated as a cash advance
Unlike other major payment systems where interest is charged immediately and no reward points are earnt
Profitable way to pay
Deloitte Report: ‘Receive over 7% value on expenses paid’. Scroll down to see how
Pay wherever it suits
Save hassle. Make payments with ease on any device, even by email
Get the info you need
Improved visibility and reporting
The profitable way to pay
By utilising the B2Bpay platform, SME’s could attract significant value, potentially at a level of approximately 7% of expenses paid.
Deloitte 'SME Digital Payments - New opportunities to optimise’ White Paper 2018
Deloitte & B2Bpay estimates.
^^ Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.
^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
B2Bpay – the better way to pay
B2Bpay accepts all credit cards:
Stay up to date
How our clients have benefited
We use B2Bpay as a great way to turn supplier expenses into points for flights. We’ve even put it on our invoices as a handy payment option for our clients to pay us.
Their team was helpful and informative and made the whole process from start to finish very easy to use.
Stuart White
Managing Director
This works well within our business. It’s easy to set up payments and to make recurring payments including to contractors who would not normally accept payment via credit card.
John Nettle
Founder / Master Builder
B2Bpay is extremely easy to use and makes day-to-day payments easy. The portal is simplistic and straight forward and I like that B2BPay means I’m earning additional points while making the same transactions.
Daniel Niu
Financial Controller
What does B2Bpay cost?
There is no cost to join B2Bpay and no fees other than the normal tax-deductible card processing fee, which depends on the card you use. B2Bpay provides you with a tax invoice for card processing fees.
The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay card processing fees.
- Visa / Mastercard standard cards:
- 1.2% (after company tax deduction: 0.84%)
- Visa / Mastercard premium and corporate cards:
- 1.55% (after tax deduction: 1.09%)
- American Express and Diners Club cards:
- 2.4% (after tax deduction: 1.68%)
- International cards:
- 2.73% (after tax deduction: 1.91%)
All fees exclude GST.
Make your first payment today
Create a FREE accountB2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by ANZ Bank and other leading financial institutions. More details about Zenith Payments.
A standard and tax deductible credit card processing fee (from 1.2% excl. GST) applies to all payments and the applicable fee for your card type will be displayed when you set up a biller and/or when you make a payment.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
* A business must be a Qantas Business Rewards Member to earn Qantas Points for business, this will be waived for b2bpay customers using this link. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $100 paid and up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers. In addition, new customers will receive 10,000 Qantas Points when the member signs up to B2Bpay and first pays a cumulative total of $10,000 or more in payments by 31 July 2018. Qantas Points will be credited to the Members' Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing info@b2bpay.com.au. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points.
Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions.
Source: B2Bpay and Deloitte estimates.
^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.
^^ Source: B2Bpay and Deloitte estimates. Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.
+Register with B2Bpay and a make a payment before 31 July 2018 to earn 2,000 bonus Qantas Points. New B2Bpay customer ABNs only. This offer can be used in conjunction with the 10,000 Qantas Points offer.
