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Pay ALL your business expenses online using your credit card

  • Earn Qantas Points PLUS credit card reward points on ALL business expenses#
  • Plus earn up to 3 Bonus Qantas Points for every $1.50 spent with Bonus Billers*
  • Improve cash flow
  • Profitable way to pay – Deloitte report: ‘Receive value of 7% on expenses paid’^^
  • Earn full card points on ATO, Government, Telco, insurance and utilities
Create a FREE account arrow

No cost to join
2,000 bonus Qantas Points with your
first payment+

For more information:
phone 1300 205 575
or email us

What is B2Bpay?

B2Bpay is a secure online payment portal for businesses to pay ALL of their invoices using their existing credit cards, whether or not the biller actually accepts credit cards. Billers receive payments by EFT or BPAY.

B2Bpay accepts all major credit cards creditcards

How It Works

One-off, automatic or future-dated payments.

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Easy registration

It’s easy to Get Started. Simply follow the prompts. If you need help, just call us.

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Set up your payments

Select your billers and nominate your card(s) for payments.

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Make payments

One-off, automatic or future-dated payments.

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We pay your billers

We transfer funds to your billers by EFT or BPAY at no cost to them within 3 business days.

Customer benefits

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Earn Credit Card Points

Earn Qantas Points or Credit Card reward points from your card issuer on ALL business expenses #

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Earn Qantas Points

In addition, earn 1 Qantas Point for every $100 paid. Plus earn up to 3 Qantas Points for every $1.50 spent with Bonus Billers*

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Earn full points on ATO, government, telco, insurance

With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points

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Boost your cash flow

By using your credit card’s up to 55 day interest free period

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Cheaper

When compared to traditional payment methods. Deloitte report: ‘digital payments and cards are more than 3 times more cost effective because of reduced paper-based processing, admin, approval overheads and banking costs’

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Save time & easy to use

Manage and pay ALL your business expenses online via a centralised expense management system

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Secure online solution

Cards tokenised for your security so card numbers are never stored in full

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Not treated as a cash advance

Unlike other major payment systems where interest is charged immediately and no reward points are earnt

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Profitable way to pay

Deloitte Report: ‘Receive over 7% value on expenses paid’. Scroll down to see how

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Pay wherever it suits

Save hassle. Make payments with ease on any device, even by email

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Get the info you need

Improved visibility and reporting

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Easy to set up

Set yourself up at no cost to you and start benefiting

The profitable way to pay

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By utilising the B2Bpay platform, SME’s could attract significant value, potentially at a level of approximately 7% of expenses paid.
Deloitte 'SME Digital Payments - New opportunities to optimise’ White Paper 2018

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Source: B2Bpay & Deloitte.

Deloitte & B2Bpay estimates.

^^ Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.

^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.

# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.


B2Bpay – the better way to pay

PRODUCT FEATURES
B2Bpay
Cash
Cheque
EFT
Other direct credit, online bill pay
Convenience features for payer
 
 
 
 
 
Simple biller implementation
 
 
Payment scheduling for payer
 
 
Automatic bill reminders to payers via SMS/email (and reply to pay)
 
 
 
 
Centralised expense management for payer
 
 
 
 
Save biller details for recurring bills
 
 
Payee and biller simple record keeping
 
 
 
Payee and biller reconciliation data via transaction reference
 
 
 
Biller business data stored in the cloud
 
 
 
Acceptance variety
 
 
 
 
 
Wide B2B payment acceptance
 
 
 
Business tools for billers
 
 
 
 
 
Automatic bill reminders to payers via SMS/email (and reply to pay)
 
 
 
 
Alerts through SMS and email to payers
 
 
 
 
Automatic payments by biller or solution
 
 
 
 
Send payer confirmation by email, SMS or print
 
 
 
 
Auto-retry for failed payments
 
 
 
 
Data encryption
 
 
Download transactions in a compatible format to import into MYOB, Xero, etc.
 
 
Qantas Points
 
 
 
 
 
Earn Qantas Points for your business, simply join Qantas Business Rewards for free (saving $89.50)
 
 
 
 

As featured in a Deloitte whitepaper Case Study.

B2Bpay accepts all credit cards:

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Earn Qantas Points for your business, simply join Qantas Business Rewards for free (saving $89.50)

How our clients have benefited

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We use B2Bpay as a great way to turn supplier expenses into points for flights. We’ve even put it on our invoices as a handy payment option for our clients to pay us.

Their team was helpful and informative and made the whole process from start to finish very easy to use.

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Stuart White

Managing Director

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This works well within our business. It’s easy to set up payments and to make recurring payments including to contractors who would not normally accept payment via credit card.

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John Nettle

Founder / Master Builder

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B2Bpay is extremely easy to use and makes day-to-day payments easy. The portal is simplistic and straight forward and I like that B2BPay means I’m earning additional points while making the same transactions.

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Daniel Niu

Financial Controller

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Spend $10,000 or more by 31 July 2018 to earn 10,000 bonus Qantas Points*

Create a FREE account

What does B2Bpay cost?

There is no cost to join B2Bpay and no fees other than the normal tax-deductible card processing fee, which depends on the card you use. B2Bpay provides you with a tax invoice for card processing fees.

The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay card processing fees.

Visa / Mastercard standard cards:
1.2% (after company tax deduction: 0.84%)
Visa / Mastercard premium and corporate cards:
1.55% (after tax deduction: 1.09%)
American Express and Diners Club cards:
2.4% (after tax deduction: 1.68%)
International cards:
2.73% (after tax deduction: 1.91%)

All fees exclude GST.

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Make your first payment today

Create a FREE account

B2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by ANZ Bank and other leading financial institutions. More details about Zenith Payments.

A standard and tax deductible credit card processing fee (from 1.2% excl. GST) applies to all payments and the applicable fee for your card type will be displayed when you set up a biller and/or when you make a payment.

# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.

* A business must be a Qantas Business Rewards Member to earn Qantas Points for business, this will be waived for b2bpay customers using this link. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $100 paid and up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers. In addition, new customers will receive 10,000 Qantas Points when the member signs up to B2Bpay and first pays a cumulative total of $10,000 or more in payments by 31 July 2018. Qantas Points will be credited to the Members' Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing info@b2bpay.com.au. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points.

Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions.

Source: B2Bpay and Deloitte estimates.

^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.

^^ Source: B2Bpay and Deloitte estimates. Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.

+Register with B2Bpay and a make a payment before 31 July 2018 to earn 2,000 bonus Qantas Points. New B2Bpay customer ABNs only. This offer can be used in conjunction with the 10,000 Qantas Points offer.

Enquire below and a member of our team will be in touch promptly.

If you'd prefer to call, dial 1300 205 575

* Mandatory fields

B2Bpay is launching very soon and to receive an alert once it does, email us at: info@b2bpay.com.au and we’ll keep you posted.