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Make paying business bills easy and rewarding

Pay ALL your business expenses by credit card, debit card or bank account

  • Earn Qantas Points PLUS credit card reward points on ALL business expenses#
  • Plus earn up to 3 Bonus Qantas Points for every $1.50 spent with Bonus Billers*
  • Improve cash flow
  • Profitable way to pay – Deloitte report: ‘Receive value of 7% on expenses paid’^^
  • Earn full card points on ATO, Government, Telco, insurance and utilities
  • Earn Qantas Points when you get paid by card at no cost to you*
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For more information:
phone 1300 205 575
or click here

What is B2Bpay?

B2Bpay is a secure online payment portal for businesses to pay ALL their bills using their existing credit cards, debit cards or bank accounts.

Pay billers by card whether or not the biller accepts card payments. Billers receive payments by EFT or BPAY.

Businesses can also use B2Bpay to get paid by card at NO cost.

B2Bpay accepts all cards and Australian bank accounts creditcards

How It Works

Make one-off, bulk, automatic or future-dated payments.

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Easy registration

It’s easy to Get Started. Simply follow the prompts. If you need help, just call us.

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Set up your payments

Select your billers or connect Xero / MYOB / QuickBooks for easy and auto loading of your bills

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Make payments

One-off, bulk, automatic or future-dated payments. Save hassle with auto recording in Xero, MYOB or QuickBooks.

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We pay your billers

We transfer funds to your billers by EFT or BPAY at no cost to them within 3 business days.

Benefits

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Earn Credit Card Points

Earn Qantas Points or Credit Card reward points from your card issuer on ALL business bills you pay #

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Earn Qantas Points*

In addition to card points, earn:

  • 1 Qantas Point for every $7 paid by card to the ATO
  • 1 Qantas Point for every $10 paid by card to other billers
  • 1 Qantas Point for every $3 paid by bank account
  • Up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers
  • Earn 1 Qantas Point for every $20 you get paid by card
  • creditcards
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Earn full points on ATO, government, telco, insurance

With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points

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Boost your cash flow

By using your credit card’s up to 55 day interest free period. This enables you to hold your bank funds for longer.

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Cheaper

When compared to traditional payment methods. Deloitte report: ‘digital payments and cards are more than 3 times more cost effective because of reduced paper-based processing, admin, approval overheads and banking costs’

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Save time, easy to use and software integrated

View and pay ALL your business bills at once (by card or bank account) via one secure online portal. Get paid online by card 24/7. Auto bill import and recording with:

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Secure online solution

Cards tokenised for your security so card numbers are never stored in full

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Not treated as a cash advance

Unlike other major payment systems where interest is charged immediately and no reward points are earnt

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Profitable way to pay

Deloitte Report: ‘Receive over 7% value on expenses paid’. Scroll down to see how

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Pay and get paid wherever it suits

Make payments with ease on any device.You can also use B2Bpay to get paid faster and at no cost

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Get the info you need

Improved visibility and reporting

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Easy to set up at no cost

Set yourself up to make payments at no cost to you and start benefiting.

Plus, find out more about how to get paid online by card

The profitable way to pay

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By utilising the B2Bpay platform, SME’s could attract significant value, potentially at a level of approximately 7% of expenses paid.
Deloitte 'SME Digital Payments - New opportunities to optimise’ White Paper 2018

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Source: B2Bpay & Deloitte.

Deloitte & B2Bpay estimates.

^^ Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.

^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.

# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.


B2Bpay – the better way to pay

PRODUCT FEATURES
B2Bpay
Cash
Cheque
EFT
Other direct credit, online bill pay
Convenience features for payer
 
 
 
 
 
Simple biller implementation. View and pay ALL your business bills (by card or bank account) in one portal
 
 
Payment scheduling for payer
 
 
Automatic bill reminders to payers via SMS/email (and reply to pay). Fully integrated for making and receiving payments with Xero, MYOB and QuickBooks
 
 
 
 
Centralised expense management for payer
 
 
 
 
Save biller details for recurring bills
 
 
Payee and biller simple record keeping
 
 
 
Payee and biller reconciliation data via transaction reference
 
 
 
Biller business data stored in the cloud
 
 
 
Acceptance variety
 
 
 
 
 
Wide B2B payment acceptance
 
 
 
Business tools for billers
 
 
 
 
 
Automatic bill reminders to payers via SMS/email (and reply to pay)
 
 
 
 
Alerts through SMS and email to payers
 
 
 
 
Automatic payments by biller or solution
 
 
 
 
Send payer confirmation by email, SMS or print
 
 
 
 
Auto-retry for failed payments
 
 
 
 
Data encryption
 
 
Qantas Points
 
 
 
 
 
Earn Qantas Points for your business when you pay by card or bank account. Simply join Qantas Business Rewards for free (saving $89.50)
 
 
 
 

As featured in a Deloitte whitepaper Case Study.

B2Bpay accepts all cards and Australian bank accounts:

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How our clients have benefited

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We use B2Bpay as a great way to turn supplier expenses into points for flights. We’ve even put it on our invoices as a handy payment option for our clients to pay us.

Their team was helpful and informative and made the whole process from start to finish very easy to use.

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Stuart White

Managing Director

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This works well within our business. It’s easy to set up payments and to make recurring payments including to contractors who would not normally accept payment via credit card.

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John Nettle

Founder / Master Builder

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B2Bpay is extremely easy to use and makes day-to-day payments easy. The portal is simplistic and straight forward and I like that B2BPay means I’m earning additional points while making the same transactions.

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Daniel Niu

Financial Controller

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At Beer Cartel, we believe there is simply too little time to waste on bad beer - we love connecting people with good, high quality craft beer from all around the world. We reckon B2Bpay has made a great choice in partnering with Qantas Business Rewards... we love earning Points almost as much as we love amazing beer!

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Richard Kelsey

Director

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Like the lotus flower, financial success does not happen overnight. It requires persistence, dedication and some dirty hard work to grow from muddy beginnings into something beautiful. Our clients are doing the hard work or enjoying the rewards of their efforts. As advisors, we help by providing one less thing to worry about.

We use B2Bpay, so our clients can earn Qantas Points when they pay accounting fees to us. I also let them know they can earn points on their ATO payments. Indeed, B2Bpay offers more benefits and at a lower cost than other payment services available.

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Kylie Parker

Director

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I have been running the local Vodafone shop in Balmain for seven years. I take the time to understand my customers’ needs and provide them with tailor-made solutions.

I have chosen B2Bpay for my business, so I can pay all my bills in the one place and earn points at the same time

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James Keremelevski

Business Owner

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Start earning credit card reward points and Qantas Points today*

Create a FREE account

What does B2Bpay cost?

There is no cost to join B2Bpay and no ongoing fees other than the normal card processing fee (which depends on the card you use) or bank account processing fee. These processing fees are tax deductible and B2Bpay provides you with a tax invoice.

The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay processing fees.

Visa / Mastercard standard cards:
1.2% (after company tax deduction: 0.84%)
Visa / Mastercard premium and corporate cards:
1.55% (after tax deduction: 1.09%)
American Express cards:
2.2% (after tax deduction: 1.54%)
Diners Club cards:
2.4% (after tax deduction: 1.68%)
Bank account payments:
0.65% (after tax deduction: 0.46%)

Different fees (or no fees) may apply when paying some billers. The applicable processing fee will always be displayed prior to processing online payments. There are no monthly or minimum transaction fees and no failed payment fees for card payments. There is a $9 failed payment fee for any failed bank account payments. All fees exclude GST.

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Make your first payment today

Create a FREE account

B2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by Westpac, American Express, Diners Club and other leading financial institutions. More details about Zenith Payments.

A standard and tax-deductible credit card processing fee (from 1.2% excl. GST) or a bank account processing fee (0.65% excl. GST) applies to all payments and the applicable fee will be displayed when you set up a biller and/or when you make a payment.

# Use a points earning credit card to earn credit card reward points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.

*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers  using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, and 1 Qantas Point for every $3 paid to a biller by bank account. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers.See B2Bpay website for a list of current B2Bpay Bonus Billers. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions. B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments made by customers using VISA or Mastercard via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]

^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.

^^ Source: B2Bpay and Deloitte estimates. Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.

Enquire below and a member of our team will be in touch promptly.

If you'd prefer to call, dial 1300 205 575

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    B2Bpay is launching very soon and to receive an alert once it does, email us at: [email protected] and we’ll keep you posted.

    Start receiving payments on auto-pilot.

    1. Simply enter your details below.

    2. We will be in touch to get you started receiving card payments through B2Bpay shortly.

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    Start making and receiving payments.

    1. Simply enter your details below.

    2. We will be in touch to get your started making and receiving card payments through B2Bpay shortly.

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    Start accepting card payments directly from your Invoices.

    It’s simple.

    1. Fill in the form below & we will get back to you requesting some more details and your logo

    2. We will then set up your account and payment page.

    3. Finally we will help you get a ‘pay now’ link on your invoices that will direct to your payment page.

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