Pay ALL your business expenses online using your credit card
- Earn Qantas Points PLUS credit card reward points on ALL business expenses#
- Plus earn up to 3 Bonus Qantas Points for every $1.50 spent with Bonus Billers*
- Improve cash flow
- Profitable way to pay – Deloitte report: ‘Receive value of 7% on expenses paid’^^
- Earn full card points on ATO, Government, Telco, insurance and utilities
It's Free and earn 2,000 bonus Qantas Points when you make $3,000 or more in payments**
For more information:
1300 205 575
or click here
What is B2Bpay?
B2Bpay is a secure online payment portal for businesses to pay ALL of their invoices using their existing credit cards, whether or not the biller actually accepts credit cards. Billers receive payments by EFT or BPAY.
B2Bpay accepts all major credit cards 
How It Works
One-off, automatic or future-dated payments.
Easy registration
It’s easy to Get Started. Simply follow the prompts. If you need help, just call us.
Set up your payments
Select your billers and nominate your card(s) for payments.
Make payments
One-off, automatic or future-dated payments.
We pay your billers
We transfer funds to your billers by EFT or BPAY at no cost to them within 3 business days.
Customer benefits
Earn Credit Card Points
Earn Qantas Points or Credit Card reward points from your card issuer on ALL business expenses #
Earn Qantas Points
In addition, earn 1 Qantas Point for every $100 paid. Plus earn up to 3 Qantas Points for every $1.50 spent with Bonus Billers*
Earn full points on ATO, government, telco, insurance
With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points
Boost your cash flow
By using your credit card’s up to 55 day interest free period
Cheaper
When compared to traditional payment methods. Deloitte report: ‘digital payments and cards are more than 3 times more cost effective because of reduced paper-based processing, admin, approval overheads and banking costs’
Save time & easy to use
Manage and pay ALL your business expenses online via a centralised expense management system
Secure online solution
Cards tokenised for your security so card numbers are never stored in full
Not treated as a cash advance
Unlike other major payment systems where interest is charged immediately and no reward points are earnt
Profitable way to pay
Deloitte Report: ‘Receive over 7% value on expenses paid’. Scroll down to see how
Pay wherever it suits
Save hassle. Make payments with ease on any device, even by email
Get the info you need
Improved visibility and reporting
The profitable way to pay
By utilising the B2Bpay platform, SME’s could attract significant value, potentially at a level of approximately 7% of expenses paid.
Deloitte 'SME Digital Payments - New opportunities to optimise’ White Paper 2018
Deloitte & B2Bpay estimates.
^^ Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.
^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
B2Bpay – the better way to pay
B2Bpay accepts all credit cards:
Stay up to date
How our clients have benefited
We use B2Bpay as a great way to turn supplier expenses into points for flights. We’ve even put it on our invoices as a handy payment option for our clients to pay us.
Their team was helpful and informative and made the whole process from start to finish very easy to use.
Stuart White
Managing Director
This works well within our business. It’s easy to set up payments and to make recurring payments including to contractors who would not normally accept payment via credit card.
John Nettle
Founder / Master Builder
B2Bpay is extremely easy to use and makes day-to-day payments easy. The portal is simplistic and straight forward and I like that B2BPay means I’m earning additional points while making the same transactions.
Daniel Niu
Financial Controller
At Beer Cartel, we believe there is simply too little time to waste on bad beer - we love connecting people with good, high quality craft beer from all around the world. We reckon B2Bpay has made a great choice in partnering with Qantas Business Rewards... we love earning Points almost as much as we love amazing beer!
Richard Kelsey
Director
Like the lotus flower, financial success does not happen overnight. It requires persistence, dedication and some dirty hard work to grow from muddy beginnings into something beautiful. Our clients are doing the hard work or enjoying the rewards of their efforts. As advisors, we help by providing one less thing to worry about.
We use B2Bpay, so our clients can earn Qantas Points when they pay accounting fees to us. I also let them know they can earn points on their ATO payments. Indeed, B2Bpay offers more benefits and at a lower cost than other payment services available.
Kylie Parker
Director
I have been running the local Vodafone shop in Balmain for seven years. I take the time to understand my customers’ needs and provide them with tailor-made solutions.
I have chosen B2Bpay for my business, so I can pay all my bills in the one place and earn points at the same time
James Keremelevski
Business Owner
What does B2Bpay cost?
There is no cost to join B2Bpay and no fees other than the normal tax-deductible card processing fee, which depends on the card you use. B2Bpay provides you with a tax invoice for card processing fees.
The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay card processing fees.
- Visa / Mastercard standard cards:
- 1.2% (after company tax deduction: 0.84%)
- Visa / Mastercard premium and corporate cards:
- 1.55% (after tax deduction: 1.09%)
- American Express cards:
- 2.2% (after tax deduction: 1.54%)
- Diners Club cards:
- 2.4% (after tax deduction: 1.68%)
All fees exclude GST.
Make your first payment today
Create a FREE accountB2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by ANZ Bank and other leading financial institutions. More details about Zenith Payments.
A standard and tax deductible credit card processing fee (from 1.2% excl. GST) applies to all payments and the applicable fee for your card type will be displayed when you set up a biller and/or when you make a payment.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
* A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $100 paid and up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers. B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments that are transacted via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing info@b2bpay.com.au. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points.
Source: B2Bpay and Deloitte estimates.
^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.
^^ Source: B2Bpay and Deloitte estimates. Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.
+ B2Bpay customers will receive 10,000 bonus Qantas Points for every $60,000 of cumulative payments made by Mastercard between 1 April and 31 July 2019. This offer can be combined with other B2Bpay offers. Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing info@b2bpay.com.au or 1300 205 575. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points.
*** Sign up as a B2Bpay biller and earn 10,000 bonus Qantas Points when you first receive a total of $20,000 in eligible payments before the 11.59pm AEST 31st May 2019. Eligible payments are customer payments that are transacted via the Public WebPay payment portal supplied by B2Bpay and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans.
** Sign up to B2Bpay and make payments to the total amount of $3,000 between before 19 October 2019 to earn 2,000 bonus Qantas Points. Available to new customers only. A business must be a Qantas Business Rewards Member to earn bonus Qantas Points. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing info@b2bpay.com.au or calling 1300 205 575. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend.
++ To earn 5,000 bonus Qantas Points, a business must (a) join Qantas Business Rewards by 11:59pm (AEST) 15 September 2019 (b) spend with any participating Qantas Business Rewards program partner for the first time between 19 August 2019 and 11:59pm (AEST) 19 `October 2019 and have a minimum of 500 Qantas Points credited to your Qantas Business Rewards account before 11:59pm (AEST) 31 December 2019. Members earn 1 Qantas Point per every $1 spent with <partner> on <eligible products> therefore if $XXX is spent on eligible products, 500 Qantas Points will be earned. Participating partners exclude: Harvey Norman Commercial and Harvey Norman Flooring. Bonus Qantas Points may take up to 12 weeks to be credited to your Qantas Business Rewards account from the date that the ‘first earn’ is credited to the account. There is a maximum of 5,000 bonus points per Qantas Business Rewards account.
