Make paying business bills AND getting paid easy and rewarding
Pay ALL your business expenses by credit / debit card or bank account. Get paid online by card at NO cost to you.
- Only way to earn Qantas Points when you make and receive payments*
- Earn Qantas Points PLUS credit card reward points on ALL business expenses#
- Plus earn Qantas Points every time you pay or get paid*
- 1 Qantas Point for every $7 paid by card to the ATO
- 1 Qantas Point for every $10 paid by card to other billers
- 1 Qantas Point for every $3 paid by bank account
- Up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers
- 1 Qantas Point per $20 paid to you
- Improve cash flow
- Save time with full Xero, MYOB and QBO integration
- Earn full card points on ATO, Government, Telco, insurance and utilities
Get paid faster by Accepting Card Payments Online
- Earn Qantas Points when you get paid by card at no cost to you*
- No set up or ongoing fees
- Easy to implement, we do it all for you!
For more information:
1300 205 575
or click here
What is B2BPAY?
How Making Payments Works
Make one-off, bulk, automatic or future-dated payments.
Easy registration
It’s easy to Get Started. Simply follow the prompts. If you need help, just call us.
Set up your payments
Select your billers or connect Xero / MYOB / QuickBooks for easy and auto loading of your bills
Make payments
One-off, bulk, automatic or future-dated payments. Save hassle with auto recording in Xero, MYOB or QuickBooks.
We pay your billers
One-off, bulk, automatic or future-dated payments. Save hassle with auto recording in Xero, MYOB or QuickBooks.Benefits
Earn Credit Card Points
Earn Qantas Points or Credit Card reward points from your card issuer on ALL business bills you pay #
Earn Qantas Points*
In addition to card points, earn:
- 1 Qantas Point for every $7 paid by card to the ATO
- 1 Qantas Point for every $10 paid by card to other billers
- 1 Qantas Point for every $3 paid by bank account
- Earn 1 Qantas Point for every $20 you get paid by card
- Up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers
Earn full points on ATO, government, telco, insurance
With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points
Boost your cash flow
By using your credit card’s up to 55 day interest free period. This enables you to hold your bank funds for longer.
Cheaper
When compared to traditional payment methods. Deloitte report: ‘digital payments and cards are more than 3 times more cost effective because of reduced paper-based processing, admin, approval overheads and banking costs’
Save time, easy to use and software integrated
View and pay ALL your business bills at once (by card or bank account) via one secure online portal. Get paid online by card 24/7. Auto bill import and recording with:
Secure online solution
Cards tokenised for your security so card numbers are never stored in full
Not treated as a cash advance
Unlike other major payment systems where interest is charged immediately and no reward points are earnt
Profitable way to pay
Deloitte Report: ‘Receive over 7% value on expenses paid’. Scroll down to see how
Get paid by card at no cost
Improve cash flow, boost service to your customers and earn Qantas Points* by using B2Bpay to get paid faster and at no cost
Easy to use with the info you need
Make payments with ease on any device with accounting software integration. Improved visibility and reporting.
Set yourself up to make payments at no cost to you and start benefiting.
Plus, find out more about how to get paid online by card
The profitable way to pay
By utilising the B2Bpay platform, SME’s could attract significant value, potentially at a level of approximately 7% of expenses paid.
Deloitte ‘SME Digital Payments – New opportunities to optimise’ White Paper 2018
Deloitte & B2Bpay estimates.
B2Bpay – the better way to pay
B2Bpay accepts all cards and Australian bank accounts:
Stay up to date
How our clients have benefited
Stuart White
Managing Director
John Nettle
Founder / Master Builder
Daniel Niu
Financial Controller
Richard Kelsey
Director
Like the lotus flower, financial success does not happen overnight. It requires persistence, dedication and some dirty hard work to grow from muddy beginnings into something beautiful. Our clients are doing the hard work or enjoying the rewards of their efforts. As advisors, we help by providing one less thing to worry about.
We use B2Bpay, so our clients can earn Qantas Points when they pay accounting fees to us. I also let them know they can earn points on their ATO payments. Indeed, B2Bpay offers more benefits and at a lower cost than other payment services available.
Kylie Parker
Director
James Keremelevski
Business Owner
What does B2Bpay cost? – Making Payments
There is no cost to join B2Bpay and no ongoing fees other than the normal card processing fee (which depends on the card you use) or bank account processing fee. These processing fees are tax deductible and B2Bpay provides you with a tax invoice.
The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay processing fees.
Different fees (or no fees) may apply when paying some billers. The applicable processing fee will always be displayed prior to processing online payments. There are no monthly or minimum transaction fees and no failed payment fees for card payments. There is a $9 failed payment fee for any failed bank account payments. All fees exclude GST.
Making Payments:
Visa / Mastercard standard cards
1.2% (after company tax deduction: 0.84%)
Visa / Mastercard premium and corporate cards
1.55% (after tax deduction: 1.09%)
American Express cards
2.2% (after tax deduction: 1.54%)
Diners Club cards
2.4% (after tax deduction: 1.68%)
Bank account payments
0.65% (after tax deduction: 0.46%)
Getting Paid:
Your B2Bpay representative will help you implement a ‘Pay Now’ link on the existing invoice that you send to your customers and can help you with any fee or other queries. Find out more.
Make your first payment today
Find out about Getting Paid
B2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by Westpac, American Express, Diners Club and other leading financial institutions. More details about Zenith Payments.
A standard and tax-deductible credit card processing fee (from 1.2% excl. GST) or a bank account processing fee (0.65% excl. GST) applies to all payments and the applicable fee will be displayed when you set up a biller and/or when you make a payment.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, and 1 Qantas Point for every $3 paid to a biller by bank account. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions. B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments made by customers using VISA or Mastercard via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]
^Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Availability is limited. Qantas Points values and prices are correct as at 31 March 2021 but may vary at the time of booking. Search Qantas Classic Flight Rewards for more information. Check travel restrictions before travel, ensure you check the latest government travel requirements, which may include mandatory health declarations, use of face masks, entry permits, pre-approval and quarantine (possibly at your own expense), or you could be denied entry.
^^ Source: B2Bpay and Deloitte estimates. Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.
