Pay ALL your business expenses online using your credit card
- Earn Qantas Points PLUS credit card reward points on ALL business expenses#
- Plus earn up to 3 Bonus Qantas Points for every $1.50 spent with Bonus Billers*
- Improve cash flow
- Profitable way to pay – Deloitte report: ‘Receive value of 7% on expenses paid’^^
- Earn full card points on ATO, Government, Telco, insurance and utilities
It’s FREE and earn 2,000 bonus Qantas Points with your first payment of $3,000 or more+
For more information:
1300 205 575
or click here
What is B2Bpay?
B2Bpay is a secure online payment portal for businesses to pay ALL of their invoices using their existing credit cards, whether or not the biller actually accepts credit cards. Billers receive payments by EFT or BPAY.
B2Bpay accepts all major credit cards 
How It Works
One-off, automatic or future-dated payments.
Easy registration
It’s easy to Get Started. Simply follow the prompts. If you need help, just call us.
Set up your payments
Select your billers and nominate your card(s) for payments.
Make payments
One-off, automatic or future-dated payments.
We pay your billers
We transfer funds to your billers by EFT or BPAY at no cost to them within 3 business days.
Customer benefits
Earn Credit Card Points
Earn Qantas Points or Credit Card reward points from your card issuer on ALL business expenses #
Earn Qantas Points
In addition, earn 1 Qantas Point for every $100 paid. Plus earn up to 3 Qantas Points for every $1.50 spent with Bonus Billers*
Earn full points on ATO, government, telco, insurance
With many cards, you earn no points or reduced points when paying them directly. When you pay these expenses through B2Bpay, you earn full card points
Boost your cash flow
By using your credit card’s up to 55 day interest free period
Cheaper
When compared to traditional payment methods. Deloitte report: ‘digital payments and cards are more than 3 times more cost effective because of reduced paper-based processing, admin, approval overheads and banking costs’
Save time & easy to use
Manage and pay ALL your business expenses online via a centralised expense management system
Secure online solution
Cards tokenised for your security so card numbers are never stored in full
Not treated as a cash advance
Unlike other major payment systems where interest is charged immediately and no reward points are earnt
Profitable way to pay
Deloitte Report: ‘Receive over 7% value on expenses paid’. Scroll down to see how
Pay wherever it suits
Save hassle. Make payments with ease on any device, even by email
Get the info you need
Improved visibility and reporting
The profitable way to pay
By utilising the B2Bpay platform, SME’s could attract significant value, potentially at a level of approximately 7% of expenses paid.
Deloitte 'SME Digital Payments - New opportunities to optimise’ White Paper 2018
Deloitte & B2Bpay estimates.
^^ Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.
^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
B2Bpay – the better way to pay
B2Bpay accepts all credit cards:
Stay up to date
Boost Qantas Points with every B2Bpay transaction
The sky’s the limit when you take off with 5,000 bonus Qantas Points for joining B2Bpay and Qantas Business Rewards during August 2018!
Earning more Qantas Points is easy and automatic when you join B2Bpay.
You’ll enjoy a flying start with extra benefits for your business with Australia’s most popular loyalty program when you partner with B2Bpay and earn Qantas Points with every transaction. Get ready to watch your points soar, go for upgrades and promote your business relationships.
Rated the best airline in the Australia/Pacific for 2018 by Skytrax World Airline Awards^, Qantas is acclaimed as Australia’s premium airline. Qantas Frequent Flyer, one of the world’s leading loyalty programs has nearly 12 million members from over 100 countries. Australia’s most popular loyalty scheme for 30 years, Qantas Frequent Flyer is regarded as an essential for business travellers.
Now small to medium sized business owners can increase their Qantas Points earning capacity by paying all business expenses through B2Bpay. Unlock the potential to earn both credit card reward points and Qantas Points for everyday transactions. All you need is an ABN!
Join now to receive 5,000 bonus Qantas Points
During the month of August, B2Bpay has 5,000 bonus Qantas Points on offer. Join B2Bpay and Qantas Business Rewards for free before 30 August 2018 and spend a minimum of $50,000 in the first month to be rewarded with 5,000 bonus Qantas Points.^^
When you earn Qantas Points using B2Bpay, the points will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend.
Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points and have them credited to your account.
With Qantas Business Rewards, there is no minimum spend on flights. Your business can start earning Qantas Points right away.
Keep boosting your Qantas Points through B2Bpay
Increase your Qantas Points total with every payment you make through B2Bpay and Qantas Business Rewards.
Use an eligible Qantas Points earning credit card for all payments and you will:
- Earn 1 Qantas Point for every $100 paid through B2Bpay
- Earn up to 3 Qantas Points for every $1.50 paid to B2BPay Bonus Billers through B2Bpay
- Earn Qantas Points for your business and for yourself on flights, hotels and car hire
- Earn Qantas Points with B2Bpay’s Bonus Billers for everyday expenses like credit card spend, fuel and technology
- Save up to 8% on the base fare of eligible flights with no minimum spend^^^
- Save 20% on Qantas Club memberships for you and your employees^^^
- Get flight upgrades^^^
- Upgrade to business class cheaper.^^^
Designed to reward businesses for everyday transactions, you can use your membership of Qantas Business Rewards to book flights, hire vehicles, arrange insurance, pay for storage and take advantage of special offers only available to Qantas Business Rewards members.
B2Bpay in partnership with Qantas Business Rewards enables small businesses to increase their points-earning capability. Points you earn for your business go into your Qantas Business Rewards account and are in addition to what individual frequent flyers earn.
Streamline your payments process
B2Bpay provides a secure online payment portal that facilitates businesses to pay all their invoices using their existing credit and debit cards. By using B2Bpay, businesses can earn 1 Qantas Point for every $100 spent on all payments on top of the points earned through their credit card provider.
B2Bpay accepts payment with Mastercard, Visa, American Express and Diners Club, and allows you to make or schedule a payment to another party by bank transfer or BPAY. Fees are based on the exact card you use.
If you are already a member of Qantas Business Rewards, you can generate additional points by signing up to B2Bpay. The power of the partnership maximises your rewards. Start being rewarded on your everyday business expenses!
More benefits with B2Bpay to earn Qantas Points
- Earn credit card reward points through your bank on all business expenses
- Boost your cash flow by utilising up to 55 days interest-free periods through your credit card
- Save time by managing all your payments online through one portal
- More than 40 ways to earn Qantas Points on flights and everyday business expenses
- Qantas Points for your business are in addition to the points and Status Credits the flyer receives
- Transfer points into any individual Qantas Frequent Flyer account
- No minimum spend on flights
- Businesses that earn up to 20,000 points from flights in a year receive 20 points for your business for every 100 points your flyers earn^^^
- 20% savings on Qantas Club membership for employees^^^
- 5% savings apply when you book at least 7 days in advance. Eligible flights exclude some fares such as Red e-Deal and sale fares^^^
- All members have access to make it easier to book travel for business. ^^^
Membership conditions
Qantas Business Rewards joining fee of $89.50 including GST will be waived for B2Bpay Customers.
Applicants must have an active ABN and join both B2Bpay and Qantas Business Rewards to earn Qantas Points for business. You must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay Customer profile or entered online on the B2Bpay website when paying through B2Bpay in order to earn Qantas Points.
Membership of Qantas Business Rewards and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions which are available at qantasbusinessrewards.com/terms.
Qantas Points earned by using B2Bpay will be credited to the Qantas Business Rewards Members’ Business Rewards Account within 90 days of the eligible spend.
Use a Qantas Points earning credit card to earn additional points on every payment. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases.
Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions.
Join B2Bpay now
Join B2Bpay for free at b2bpay.com.au, or contact B2Bpay on 1300 667 594 for more information.
Depending on the card you use, the only fee payable is the normal tax-deductible card processing fee, for which B2Bpay provides a tax invoice.
The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay card processing fees.
References:
^Skytrax World Airline Awards 2018, survey was conducted from August 2017 to May 2018. Over 100 customer nationalities participated in the survey and 20.36 million eligible survey entries were counted in the final results.
Qantas Airways ratings:
- Best Airline in Australia/Pacific
- Best Airline Staff in Australia/Pacific
- Best First Class in Australia/Pacific
- Best Business Class in Australia/Pacific
- Best Economy Class in Australia/Pacific
^^To earn 5,000 bonus Qantas Points (worth AUD$182.50), a business must (a) join Qantas Business Rewards by 11:59pm (AEST) 30 August 2018 (b) spend with B2Bpay for the first time between 1 August 2018 and 11:59pm (AEST) 30 September 2018 and have a minimum of 500 Qantas Points credited to your Qantas Business Rewards account before 11:59pm (AEST) 31 December 2018.
Members earn 1 Qantas Point per every $100 spent with B2Bpay.com.au. To earn 500 Qantas Points, a member would need to spend $50,000 through B2Bpay. 500 Qantas Points will also be earned in addition to eligible credit card points provided by your credit card issuer. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. This offer can be claimed in conjunction with any other B2Bpay offer.
^^^Details of Qantas Business Rewards benefits can be found at qantasbusinessrewards.com
B2Bpay small business smarts for Travel Agents
There’s nothing like working in travel. A fast paced, exciting career where no two days are the same.
According to the Australian Federation of Travel Agents, travel agents are experiencing steady growth each year (stat) and are still a safe career in a rapidly digitising economy. Every year Australians are still choosing their local agents to cut down on the time it takes to travel and just focus on creating memories visiting somewhere special, somewhere familiar or somewhere off the beaten track using the specialist knowledge only accredited travel experts can provide.
Marketing
Online travel marketing in Australia is incredibly competitive. According to Austrade, the tourism industry in Australia employs 924,000 people – that’s 1 in 13 Australians working in travel.
“It doesn’t matter how talented, experienced or passionate you are. You’ve got to make the most of your marketing if you want to succeed as an agent, it’s essential. I think a lot of people get intimidated by marketing when really all it boils down is wearing you heart on your slave – your passion for travel needs to be made crystal clear,” say travel agents.
“Write from the heart on your website blog, respond respectfully to online reviews and don’t be afraid to acknowledge success on social media. Email marketing is something I personally use and I can’t recommend it highly enough. Make your passion for travel your personal brand and get it out there for everyone to see, constantly.”
Website
Technology is rapidly changing and the rapid growth of online booking platforms is placing increased importance on the online presence of bricks and mortar agents.
“If your website is lagging behind the curve, so will your revenue. Websites are not window dressing, they are essential to the growth and success of any travel business. Just think of what you do to make a choice anytime you’re deciding on how to spend money – you check online for knowledge, reviews and how long the business has been in operation.”
“I travel to a lot of conferences and need to be available 24/7 for customers around the world so mobile optimisation is really important for me. I love that B2Bpay is mobile optimised so I can send invoices and receive payment whenever it’s convenient for me – it just makes life easy and gives me the flexibility I need as a travel agent.”
Efficiency
In a rapidly digitising economy, travel agents have remained a strong career option and shown consistent year on year growth in Australia. According to XX, the reason for this comes down to travel agents offering their customers something priceless: more time.
“The fee or commission we take translates into perks, upgrades and less time organising your holiday. This part of an agent’s job hasn’t changed and I don’t see it changing in the future. At the end of the day, we take the stress out of holiday planning and contribute insider knowledge and make the most of our relationships with tourism operators to give our clients the best experience possible.”
“I love B2Bpay because it makes my business payments to my suppliers more efficient and rewarding. Everything is stored in one place and I earn extra Qantas Points on all my transactions which I put towards rewarding my staff for making sales targets or continuing to fly business class with Qantas. It’s simple and rewarding.”
Specialise
With multiple travel agents available across every shopping centre or metropolitan centre, standing out is critical to your small business success. XX believes in sticking to your personal strengths.
“Put yourself in your customer’s shoes – when they come to a travel agent, they want the inside information on a destination – not the generic rundown they can get anywhere online or browsing a guidebook.”
“Get to know a few destinations, experiences or trips inside out. When’s the best time to go, where to stay, where to eat, where not to go – these are some the questions people come to us for. Specialising isn’t narrowing your audience, it’s staying relevant and building trust in your ongoing relationships with clients to drive repeat business.”
“I like how B2Bpay is tailored to my business and gives me more of the rewards I need in Qantas Points.”
Change
Digital booking platforms are putting pressure on the bricks and mortar travel industry but change can be a good thing, no matter how many years you’ve been in the industry, according to XX.
“The customer service and human interaction you get from your travel agent cannot be replicated by online booking platforms. As long as agents stay up to date with the latest technology and implement it within their businesses they represent the perfect balance between interaction and internet. Having a strong online presence is essential for future travel agency growth within younger markets who expect it.”
“B2Bpay has been specifically adapted for small businesses like mine who need to offer online payments quick and fast. There’s no change to existing banking relationships and no special training required. The ability to earn Qantas Points on every transaction, even pesky ATO payments, is really what made me choose B2Bpay for my small business. I love having more Qantas Points on hand to reward staff with business class flights.”
“Trust is important in travel, especially for people who may be stranded overseas and need some help getting from A to B. I trust B2Bpay in partnership with Qantas Business Rewards to process my business payments and earn my business more rewards – it’s exactly what I need .”
Earn travel rewards when you pay business expenses.
Are you thinking about plans for a holiday or domestic business travel? From escaping to somewhere warm or taking your small business interstate, flights are a flexible way to redeem the rewards you earn when you pay your business expenses – you can even earn upgrades!
If this all seems too easy to believe, don’t worry, you’re not alone. Small business owners across Australia are missing out on valuable rewards just like flights every year. That’s why the team at Zenith Payments, Australia’s leading payment solution provider, developed B2Bpay.
B2Bpay is a tailored payment solution that makes earning rewards for your small business simple. They’ve partnered with Qantas Business Rewards because they’re committed to offering the best rewards for their customers.
Ask yourself the question – When you pay your business expenses, what rewards are you
earning in return?
A Deloitte whitepaper found that B2Bpay users with $20,000 per month in expenses can
potentially gain 7% of their expenses paid in value, in addition to:
- Qantas Points in addition to regular card rewards points
- the ability to pay all business expenses, even the ATO, by credit card
- the capacity to offer Qantas Points as an incentive to pay
- Consolidated payment records within a secure online portal for simple expense monitoring (single invoice format reduces manual work at tax time)
To set up a free account, all you need is an ABN and valid email address to start earning more rewards to go towards your next business class flight.
Here are some tips for you to maximize your reward potential.
Which card is best for your business?
Every business has different needs depending on the industry, number of employees and annual turnover. There are, however, a couple of things every small business owner needs to know if reviewing their business rewards card:
- Applying for new cards can be a hassle – so maximise the usage of your existing card whilst keeping an eye out for extra options
- look for cards with a sign – up bonus and a good on – going points earn rate
- shop around every few years to ensure your card is right for you
- compare annual fees – a higher annual fee can often make sense as the extra benefits off set it
- some business cards include travel insurance
- are rewards easy to redeem online?
- do they offer rewards you are interested in?
It’s important to remember that earning business rewards doesn’t need to be difficult.
Double dipping your business rewards with B2Bpay
In 2011, the ATO allowed small business owners to pay their BAS and income tax via card. Whilst this is good in principle, when you pay the ATO directly, most credit cards now have reduced points earn rates or no points at all.
This is where B2Bpay works to reward small business owners. If you are a B2Bpay user paying the ATO, you will earn full credit card points and even double dip your reward points by earning additional Qantas Points whilst only paying one fee to B2Bpay for the transaction.
Get in the habit of using your card for every business bill
When it comes to earning flights from business rewards, small business owners need to
remember:
It’s the little things that count
Credit cards aren’t only for big items or big bills – they are for every purchase. If your small business is making everyday payments in cash or cheque, you are leaving valuable rewards on the table.
So next time you need office catering, ink cartridges or subscriptions – don’t forget these small everyday business expenses add up to big rewards. $50 worth of transactions a week can add up to thousands of reward points annually, and additional Qantas Points with B2Bpay.
Take advantage of our Bonus B2Bpay sign up offer
Earn up to 12,000 bonus Qantas Points on new payments with B2Bpay
You can earn 1,500 bonus Qantas Points for every new biller payment of $3,000 or more before 31st October 2018 – up to a total of 12,000 bonus Qantas Points (that’s 8 new biller payments)*
To start turning your everyday business expenses into valuable rewards, join B2Bpay today by visiting www.B2Bpay.com.au
How our clients have benefited
We use B2Bpay as a great way to turn supplier expenses into points for flights. We’ve even put it on our invoices as a handy payment option for our clients to pay us.
Their team was helpful and informative and made the whole process from start to finish very easy to use.
Stuart White
Managing Director
This works well within our business. It’s easy to set up payments and to make recurring payments including to contractors who would not normally accept payment via credit card.
John Nettle
Founder / Master Builder
B2Bpay is extremely easy to use and makes day-to-day payments easy. The portal is simplistic and straight forward and I like that B2BPay means I’m earning additional points while making the same transactions.
Daniel Niu
Financial Controller
At Beer Cartel, we believe there is simply too little time to waste on bad beer - we love connecting people with good, high quality craft beer from all around the world. We reckon B2Bpay has made a great choice in partnering with Qantas Business Rewards... we love earning Points almost as much as we love amazing beer!
Richard Kelsey
Director
Like the lotus flower, financial success does not happen overnight. It requires persistence, dedication and some dirty hard work to grow from muddy beginnings into something beautiful. Our clients are doing the hard work or enjoying the rewards of their efforts. As advisors, we help by providing one less thing to worry about.
We use B2Bpay, so our clients can earn Qantas Points when they pay accounting fees to us. I also let them know they can earn points on their ATO payments. Indeed, B2Bpay offers more benefits and at a lower cost than other payment services available.
Kylie Parker
Director
I have been running the local Vodafone shop in Balmain for seven years. I take the time to understand my customers’ needs and provide them with tailor-made solutions.
I have chosen B2Bpay for my business, so I can pay all my bills in the one place and earn points at the same time
James Keremelevski
Business Owner
What does B2Bpay cost?
There is no cost to join B2Bpay and no fees other than the normal tax-deductible card processing fee, which depends on the card you use. B2Bpay provides you with a tax invoice for card processing fees.
The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay card processing fees.
- Visa / Mastercard standard cards:
- 1.2% (after company tax deduction: 0.84%)
- Visa / Mastercard premium and corporate cards:
- 1.55% (after tax deduction: 1.09%)
- American Express and Diners Club cards:
- 2.4% (after tax deduction: 1.68%)
- International cards:
- 2.73% (after tax deduction: 1.91%)
All fees exclude GST.
Make your first payment today
Create a FREE accountB2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by ANZ Bank and other leading financial institutions. More details about Zenith Payments.
A standard and tax deductible credit card processing fee (from 1.2% excl. GST) applies to all payments and the applicable fee for your card type will be displayed when you set up a biller and/or when you make a payment.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
* A business must be a Qantas Business Rewards Member to earn Qantas Points for business, this will be waived for b2bpay customers using this link. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $100 paid and up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers. ^ Earn 1,500 bonus Qantas Points for every new unique biller you make a payment of $3,000 or more to using B2Bpay before 31 October 2018. The biller must be one that you have not yet made a payment of $3,000 or more to, and you can earn 1,500 bonus Qantas Points on a maximum of 8 new unique billers (to a total of 12,000 Qantas Points). Other than the 2,000 bonus Qantas Points ‘first payment’ offer, this offer cannot be used in conjunction with any other B2Bpay offer. Members earn 1 Qantas Point per every $100 spent with B2Bpay.com.au therefore if $50,000 is spent, 500 Qantas Points will also be earned in addition to eligible credit card points provided by your credit card issuer – see your credit card terms for details. Qantas Points will be credited to the Members’ Business Rewards account within 90 days of the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing info@b2bpay.com.au. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points.
Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend as outlined in the B2Bpay Customer Terms and Conditions.
Source: B2Bpay and Deloitte estimates.
^ Qantas Points quoted are accurate as at 1 August 2017 but may vary at the time of booking. Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Taxes, fees and carrier charges are payable by an Accepted Payment Card in addition to the points required on Classic Flight Rewards. These are quoted at the time of booking and are subject to change. See Classic Flight Rewards for more details.
^^ Source: B2Bpay and Deloitte estimates. Bank issued points earned by using your credit card are estimated to be 1 Qantas Point or alternative credit card reward point per dollar spent; Qantas Points earned from the ‘1 Qantas Point per $100 spent’ and the ‘B2Bpay Bonus Billers’ offers are estimated to be a combined 1.2 points per dollar (which for example, can be achieved when $240,000 p/y spend is transacted 29% through 1 point per $1.50 bonus billers, 30% through 2 point per $1.50 bonus billers, 30% through 3 points per $1.50 bonus billers and 11% through non-bonus billers); interest saved is based on a market rate overdraft facility or average return; excluding flight taxes, fees and carrier charges.
+Register with B2Bpay and earn 2,000 bonus Qantas Points on your first payment of $3,000 of more before 31 October 2018. New B2Bpay customer ABNs only.
