B2B Points | Earn Points on Business Expenses | B2Bpay

Turn Every Payment Into Points for Your Business

Built for Aussie business owners, B2Bpay helps you get more from the payments you’re already making.

With B2Bpay, you can earn B2B Points on your business expenses and turn them into rewards that can take you places.

Turn Every Payment Into Points for Your Business

Built for Aussie business owners, B2Bpay helps you get more from the payments you’re already making.

With B2Bpay, you can earn B2B Points on your business expenses and turn them into rewards that can take you places.

Choose your rewards

Turn your B2B points into rewards that matter for your business. No extra maths, no hidden fees.

Qantas Business
Rewards

Convert B2B Points to Qantas Points for your business.

1 B2B Point = 1 Qantas Point.

Virgin Australia
Business Flyer

Convert B2B Points to Velocity Points for your business.

1 B2B Point = 1 Velocity Point.

Qatar Airways
Privilege Club

Convert B2B Points to Avios for your business.

2 B2B Points = 1 Avios.

Luxury Escapes
Société

Convert B2B Points to Société Points.

1 B2B Point = 2.5 Société Points

More reward partners coming soon, giving you even more ways to make every payment work harder for your business.

Free to join

No hidden fees and no subscription costs. Pay only a standard, tax-deductible platform fee for every transaction.

Earn on every payment

Earn full credit card points plus B2B Points on every business expense, including ATO, government, telco, insurance, and utilities payments.

Turn bank payments into points

Pay via bank account or PayTo and earn B2B Points. Even when you're paying off your credit card.

Pay any supplier

Use your card even if your supplier doesn’t normally accept card payments.

Improve cash flow

Keep more money in your business for longer by managing payments smarter.

Choose how you want to earn

Pick the option that suits your business. You can change anytime.

Essential

Keep it simple

Perfect if you just want payment flexibility.

View platform fees

Visa – 1.10%
Mastercard – 1.10%
Amex – 2.10%
JCB – 2.10%
Bank Account – 0.50%
PayTo – 0.60%

Only a standard and tax-deductible platform fee applies to all payments and the applicable fee will be displayed when you make a payment. Fees are exclusive of GST.

View Amex Tiered Pricing

Amount	Fee ex. GST
$0-$99,999	2.10%
$100,000-$299,000	2.05%
$300,000-$499,000	2.00%
$500,000-$999,000	1.95%
$1,000,000+	1.90%

Only a standard and tax-deductible platform fee applies to all payments and the applicable fee will be displayed when you make a payment. Fees are exclusive of GST.

Earn Plus

Boost your points

Great for businesses that want steady rewards growth.

View platform fees

Visa – 2.10%
Mastercard – 2.10%
Amex – 3.40%
JCB – 3.40%
Bank Account – 1.00%
PayTo – 1.10%

Only a standard and tax-deductible platform fee applies to all payments and the applicable fee will be displayed when you make a payment. Fees are exclusive of GST.

View Amex Tiered Pricing

Amount	Fee ex. GST
$0-$99,999	3.40%
$100,000-$299,000	3.35%
$300,000-$499,000	3.30%
$500,000-$999,000	3.25%
$1,000,000+	3.20%

Only a standard and tax-deductible platform fee applies to all payments and the applicable fee will be displayed when you make a payment. Fees are exclusive of GST.

Earn Max

Maximise every dollar

Ideal for businesses serious about accelerating rewards.

View platform fees

Visa – 2.50%
Mastercard – 2.50%
Amex – 3.85%
JCB – 3.85%
Bank Account – 1.87%
PayTo – 1.97%

Only a standard and tax-deductible platform fee applies to all payments and the applicable fee will be displayed when you make a payment. Fees are exclusive of GST.

View Amex Tiered Pricing

Amount	Fee ex. GST
$0-$99,999	3.85%
$100,000-$299,000	3.80%
$300,000-$499,000	3.75%
$500,000-$999,000	3.70%
$1,000,000+	3.65%

Only a standard and tax-deductible platform fee applies to all payments and the applicable fee will be displayed when you make a payment. Fees are exclusive of GST.

How it Works

Make payments

Add suppliers and make payments in one place. Pay with any major credit card or link your bank account

Choose Your Rewards Booster

Select the rewards tier that suits your business, or opt not to earn points.

Essential – No B2B Points.
Earn Plus – 1 B2B Point per $2 spent.
Earn Max – 1 B2B Point per $1 spent.

Redeem Your Points

Link your account and convert B2B Points to the reward partner of choice.

Don't just take it from us

    
 
 
       Posted on Google  
   
   Linda Octalina 
 
 
 
 Trustindex verifies that the original source of the review is Google. The response was very prompt, and my application was processed quickly. All done quickly by Anna Banno
  
 
      Posted on Google  
   
   Jeremiah Mclellan 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service from all team members, prompt and reliable assistance ( thanks Matthew Maurice:)) and the best bit is as a merchant we don't get charged for accepting payments for our services! All good, thank you
  
 
      Posted on Google  
   
   Jason Hawker 
 
 
 
 Trustindex verifies that the original source of the review is Google. At TFH Mid North Coast, we’ve recently come on board with B2B Pay and couldn’t be happier. Running a busy business, we needed a payment solution that was simple and reliable, and B2B Pay has delivered exactly that. Making payments is quick and stress-free, which saves us valuable time day-to-day. A special mention to Matt, who has been fantastic to deal with — he made the whole process seamless and easy from the start. We’re already seeing the benefits and know it will continue to support our growth moving forward. Highly recommend B2B Pay to any business looking for an efficient and straightforward solution.
  
 
      Posted on Google  
   
   accounts 
 
 
 
 Trustindex verifies that the original source of the review is Google. Daniel was incredibly helpful and knowledgeable in ascertaining our needs as a new user. He was patient and reassuring, making sure that I understood each segment before moving on to something else. Thanks Daniel, you were great!
  
 
      Posted on Google  
   
   Tony Newman 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have recently set up B2B Pay for our business and Anna Banno was great to work with, she made this whole process as simple as possible and was always available to help out when required during the set-up stages, i would highly recommend Anna and B2B Pay, thanks for your help Tony.
  
 
      Posted on Google  
   
   David Paterson 
 
 
 
 Trustindex verifies that the original source of the review is Google. I have used B2BPay for 8 years and love the simplicity of how they work. Anna Banno has been my main contact for most of these years and is fantastic at her job and has made it so easy to work with B2BPay
  
 
      Posted on Google  
   
   Michael Cox 
 
 
 
 Trustindex verifies that the original source of the review is Google. A huge thank you to Anna Banno for her outstanding support in getting our B2B Pay system up and running. Anna made what could have been a complex and time-consuming process feel simple, efficient, and stress-free. Her knowledge, professionalism, and attention to detail ensured everything was set up correctly and smoothly from the start. She explained each step clearly, answered every question with patience, and followed through to make sure we were fully supported throughout. Anna is an absolute asset—organised, proactive, and a pleasure to work with. We’re incredibly grateful for her help and wouldn’t hesitate to recommend her to anyone needing expert assistance with B2B payment systems.
  
 
      Posted on Google  
   
   Indianna Symons 
 
 
 
 Trustindex verifies that the original source of the review is Google. Took a bit of setting up, but worth it. The team made it a much easier process than I anticipated.
  
 
      Posted on Google  
   
   Paula Van der Kooi 
 
 
 
 Trustindex verifies that the original source of the review is Google. Excellent customer service and support. Thank you so much Matthew. Your constant support and dedication has helped our companies immensely. We really appreciate it. Highly recommend.
  
 
      Posted on Google  
   
   Billy Van der Kooi 
 
 
 
 Trustindex verifies that the original source of the review is Google. The Team at B2B pay have been extremely supportive over the past 7 years and we always appreciate your professionalism. Thanks Mathew

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Frequently Asked Questions

How do I sign up to B2Bpay?

Signing up is simple. Create an account online, verify your business details, and add your preferred payment method. Once set up, you can start making payments and earning points straight away.

Can I use my existing B2Bpay login to sign in?

Yes. You can use your existing B2Bpay login details to access your account. There’s no need to create a new profile.

What are B2B Points?

B2B Points are rewards you earn when making eligible business payments through B2Bpay. Points can be transferred to your reward partner of choice, allowing you to turn everyday business expenses into valuable rewards.

How do I start earning B2B Points?

Simply sign up, add your preferred payment method, choose your rewards booster and start making eligible business payments. You’ll automatically earn B2B Points once your payment has been successfully processed.

What types of business payments are eligible to earn B2B Points?

Most business payments made through B2Bpay are eligible to earn points, including ATO, government, utilities, telco, supplier invoices and other business expenses.

How much does it cost to make payments with B2Bpay?

A standard and tax-deductible credit card processing fee (from 1.1% excl. GST) or a bank account processing fee (from 1% excl. GST) applies to all payments and the applicable fee will be displayed when you set up a biller and/or when you make a payment.

B2Bpay Essential (No points):

Visa/Mastercard – 1.10%
Amex – 2.10%
Bank Standard – 0.50%
PayTo – 0.50%

B2Bpay Earn Plus (1 B2B point per $2):

Visa/Mastercard – 2.10%
Amex – 3.40%
Bank Standard – 1%
PayTo – 1.10%

B2Bpay Earn Max (1 B2B point per $1):

Visa/Mastercard – 2.50%
Amex – 3.85%
Bank Standard – 1.87%
PayTo – 1.97%

(Excl GST)

Does B2Bpay have any monthly account fees or additional fees?

No. B2Bpay does not charge any monthly subscription or account keeping fees. You only pay the standard, tax-deductible platform fee on each transaction.

What payment methods are accepted?

We accept all major credit cards, bank transfer, and PayTo.

Payments That Pay You Back

Join B2Bpay for free to pay all your business bills and be rewarded along the way.

Start accepting card payments online

Let’s get you started below..

Fill in the form & we will get back to you requesting some more details and your logo
We will then set up your payment portal and help you get a link on your invoices to start receiving payments

Full Name*:

Company Name*:

ABN

Industry

Accounting Software Used

Email*:

Phone Number*:

Would you like to make payments with B2Bpay also?

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