Yes. It’s free to get set up to make payments and will only take you one minute.

Once set up, you can quickly and easily add billers, make one-off or multiple payments, schedule payments for a future date, keep track of previously made payments, monitor your Qantas Points and access reports to upload to your accounting system.

Set up your payments.

You can pay all your billers using B2Bpay.

Over 30,000 billers from a broad range of industries are already set up for you to pay using B2Bpay. And if one of your billers is not already on this list, simply select ‘Add new biller’ and provide their details.

B2Bpay forwards your payment to your biller by EFT or BPAY – the same way as if you paid them direct.

Some restrictions apply based on standard credit card rules; for example, you cannot use a credit card to pay for finance or credit, to make payments to yourself or a related business entity or for illegal activities.

You can pay all your billers by bank, or by using your existing credit or debit card. B2Bpay accepts Visa, MasterCard, American Express and Diners Club.

You can use the same card to pay all your billers, or nominate different cards for particular billers. The ‘My Wallet’ page enables you to maintain and manage the cards you use to pay your billers.

That’s not a problem. One of the benefits of B2Bpay is that you can pay all your billers using your credit card – even if your biller doesn’t accept credit card directly or makes paying by card difficult. This is because B2Bpay passes on your payment to your biller by BPAY or Electronic Funds Transfer (EFT) in the same way as if you paid them yourself.

B2Bpay passes on your payment to your biller within 3 business days. On your ‘Payment History’ page under “Settlement Date” is the date that your payment settles to your biller.

There is no cost to join B2Bpay and no fees other than a normal tax-deductible card processing fee. The applicable card processing fee replaces any surcharge or MSF charged by the biller and the fee is displayed when you add your card details and before you confirm a one-off payment.

Visa / Mastercard standard cards: 1.2%  (after company tax deduction: 0.84%)
Visa / Mastercard premium and corporate cards: 1.55%  (after tax deduction: 1.09%)
American Express cards: 2.2% (after tax deduction 1.54%)
Diners Club cards: 2.4%  (after tax deduction: 1.68%) Bank Account payments: (0.65% (after tax deduction: 0.46%)

Different fees (or no fees) may apply with some billers. The c ard processing fee will always be displayed prior to processing online payments.
All fees exclude GST
B2Bpay provides you with a Tax Invoice for the card processing fee so you can access company tax deductions (talk to your accountant for advice). Different fees (or no fees) may apply with some billers.

When you use B2Bpay to receive payments, there is no cost to you (unless you choose to absorb the card processing fees).

Not much! Our integration will automatically record and reconcile your payment of the bill and the B2Bpay processing fee (as an Expense).
The only action you need to do in your software system is to reconcile the total transaction amount in your Payment Account – this is the account in your software system that you selected for B2Bpay to record payments that you make.

Credit card reward points:

Use a credit card with a rewards program and you’ll earn credit card reward points (or airline points) every time you pay a bill using B2Bpay. Points are earned as per the terms of your card’s reward program and are added to your credit card rewards points balance, just like when you make everyday purchases using your card.

By using B2Bpay, you earn reward points at the full rate when you pay all billers including the ATO, government agencies, telco, insurance and utilities. This means you will earn more points using B2Bpay than if you paid these billers directly because with many cards, you earn no or half as many points when you pay these billers directly.

Qantas Points:

Your business can earn:

• 1 Qantas Point for every $7 paid by card to the ATO
• 1 Qantas Point for every $10 paid by card to other billers
• 1 Qantas Point for every $3 paid by bank account
• Earn 1 Qantas Point for every $20 you get paid by card

In addition, earn up to 3 Qantas Points for every $1.50 paid with our large network of Bonus Billers*. These points are displayed on your ‘Payment History’ and ‘Points History’ pages and your current points total is displayed in the top right of every page.

When you receive payments, you and your customers earn Qantas points every time they pay you. In addition, your customers earn credit card rewards points.
View a list of B2Bpay Bonus Partners.

Credit card reward points earned by using B2Bpay can be redeemed through the issuer of your card. Check with your card issuer for your redemption options which typically include flights, transfer to airline loyalty points, goods and gift vouchers.
Qantas Points earned using B2Bpay will be automatically credited to your linked Qantas Business Rewards account within 90 days of your eligible spend once your ABN registered with Qantas Business Rewards is also saved in your B2Bpay customer profile or entered online when making a payment.
You can transfer your Qantas Points from Qantas Business Rewards to any Qantas Frequent Flyer account.

Once you connect your accounting software, you can see all your bills (approved and awaiting payment) in B2Bpay via a direct feed from Xero, MYOB or QuickBooks.
All payments you make are automatically recorded in Xero, MYOB or QuickBooks to save you time and data entry.

Once you login to the B2Bpay Customer portal, just click on the Xero, MYOB or QuickBooks link to connect your software to B2Bpay.
Then add a card to the B2Bpay wallet and you are ready to view and pay bills.
For more info, visit these help pages:Xero Integration
MYOB Integration QuickBooks Integration

Visit the Customer Benefits and other pages on this website.

Visit the Biller Benefits and other pages on this website.

You can also email, chat online or call us on 1300 205 575 and our friendly team based in Balmain in Sydney are here to help.

Alternatively, get set up at no cost and start experiencing the benefits of this innovative and rewarding business payment solution.

Paying a bill with your bank account is an easy process once you know what you’re doing.

Step 1: Locate the bill you want to pay by bank account in your ‘Pay Bills’ screen. On this screen you will see the current payment method associated with this Biller under the ‘Payment Amount’ column.

Step 2: Navigate to ‘Add/Edit Billers’ tab. Here you will change the payment method to bank account for the Biller identified in step 1.

Step 3: Once you have located the Biller, use the ‘Manage Account’ button next to the current payment method. This will open a new window, taking you to the ‘My Wallet’ page.

Step 4: On the ‘My Wallet’ page, change the payment method to your desired bank account. Ensure that the bank account here is the bank account you have linked in your accounting software (MYOB,Xero,QuickBooks)

Step 5: Navigate back to the original ‘Pay Bills’ screen and you will see that your payment method has been updated to the nominated bank account.

Payments made via the Xero/MYOB/QuickBooks Bills page to this Biller will then
a. Be processed using your desired bank account; and
b. Be automatically recorded in Xero/MYOB/QBO in that same bank account.