Customers can now 'Pay With Points' when paying you
Your customers or clients can now ‘Pay with Points’ when paying your invoices
We are excited to announce that we have partnered with American Express to enable Card Members to ‘Pay with Points’ when making business payments.
By signing up to B2Bpay to accept payments, your clients or customers will have the option to use their Membership Rewards points when paying your invoice. This is all at no cost to you, and allows another form of payment to help you get paid faster.
Benefits to you
- No cost to you
- Enables customers to use their Membership Rewards points to pay you
- Can be used by all American Express Membership Rewards Card Members (Card Members with co-brand cards with Velocity and Qantas aren’t included)
- No hassle or reporting for you – receive your funds as normal
- Available now to all B2Bpay Billers using online or plugin payment solutions
- Earn Qantas Points from B2Bpay on all bills you pay by American Express including the amount you pay by points*:
- No IT or integration, when your customers or clients use an Emerican Express card to pay you it will give them to option to 'Pay with Points'.
Your customers benefit from paying with points too
- Improve cash flow by utilising points earned by paying business bills rather than business funds
- Choice & flexibility using points provides choice and flexibility as ‘another way to pay’
- Cheaper way to pay as points have already been earned it is a cheaper way to pay your business bills
How do your customers pay with points?
Receive Invoice
Your customers receive an invoice with a convenient link which directs to your payment page where they can pay your invoice.
Enter payment details
Your customer follows the steps to pay the bill.
Use their Amex
Your customer selects or enters their American Express card details then presses 'Pay Now.'
Use Points to pay
The American Express SafeKey popup will give them the option to use points to pay. They can choose to use points only or a combination of points plus payment.
All done
Your customer completes the payment.
American Express will charge your card for the full transaction amount, and within 72 hours will raise a statement credit for the points portion of your payment.+
You get paid
You will receive the full amount of your invoice (per normal) from B2Bpay.
Want to know more?
If you need assistance setting up to use B2Bpay and/or paying with points, give our Sydney based team a call on 1300 205 575
Earn 10,000 bonus Qantas Points for the first $10,000 received*
Using Membership Rewards® Pay with Points with SafeKey®
Using Pay with Points with B2Bpay:
Pay with points with B2Bpay is available when on and when you, the primary card member, pay bills using the one-off payment page on the B2Bpay Customer Portal. Pay with points is also available on all B2Bpay biller’s ‘Pay Now’ payment pages (including integrated Xero, MYOB and QuickBooks pages) that are hosted by B2Bpay (the URL will start with pay.b2bpay.com.au) and on websites using the B2Bpay Payment Plugin.
Eligibility to ‘Use points to pay with SafeKey’:
You can ‘Use points to pay with SafeKey’ if You are the Primary Card Member of an Australian issued American Express® Card; Your Card is enrolled in the Membership Rewards programme; and Your Card account is in good standing (i.e. not overdue or in collection). Supplementary Card Members are not eligible to Use points to pay with SafeKey.
+Using ‘Use points to pay with SafeKey’:
The minimum redemption value is 1,000 Membership Rewards points. The maximum points redemption is the lower of the total transaction value or the total Membership Rewards points. The number of rewards needed for a credit may vary over time. The points required for the credit value will be displayed during the redemption process, prior to submission.
The full transaction amount will be charged and appear on your account and the statement credit for the value selected will appear within 72 hours of the charge (this may not be the full transaction amount). The credit may not appear on the same statement as the full charge. In this case, you must still pay the amount due on your statement, and the credit will apply to charges on your next statement.
^ Membership Rewards points are subject to the Terms and Conditions of the Membership Rewards program available at https://www.americanexpress.com/en-au/rewards/membership-rewards/terms
General
Returns & refunds. If required, contact B2Bpay for refund eligibility but remember, payments cannot be refunded after funds have been forwarded to your biller. If you do subsequently obtain a refund, the refund amount will apply to your Card account. Membership Rewards points are not reimbursed automatically. In the event of a refund, you may keep the credit, but if you prefer reimbursement of Membership Rewards points, please call American Express on the number on the back of your Card.
The card terms and conditions continue to apply when you Use points with SafeKey. You must continue to make payments as outlined on your Statement of Account and in your Card Member agreement, even when you ‘Use points to pay with SafeKey. All Membership Rewards points are subject to the Membership Rewards Terms and Conditions available here.
American Express may change or suspend the ‘Use points to pay with SafeKey’ feature for any reason and at any time without prior notice, including when a Card account is not in good standing (overdue or in collection).
For more information, see Pay with Points FAQ’s at: https://www.americanexpress.com/content/dam/amex/au/benefits/use-points-with-safekey/faqs.pdf
B2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by Westpac, American Express, Diners Club and other leading financial institutions. More details about Zenith Payments.
A standard and tax-deductible credit card processing fee (from 1.2% excl. GST) or a bank account processing fee (0.65% excl. GST) applies to all payments and the applicable fee will be displayed when you set up a biller and/or when you make a payment.
*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, and 1 Qantas Point for every $3 paid to a biller by bank account.
^^Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers.
Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend as outlined in the B2Bpay Customer Terms and Conditions.
