Time-Saving Hacks for Small Businesses As a business owner, your
Get rewarded when you Make and Receive Payments
B2Bpay is a secure online payment portal for Australian businesses to make and receive payments while earning Qantas frequent flyer points. Works seamlessly with Xero, MYOB, and QuickBooks. Sign Up in less than 2 minutes.
Make Payments
I want to pay ALL my business expenses by card and bank account and get rewarded
- Earn maximum credit card reward points PLUS Qantas Points on every business expense
- Earn full card points on ATO, Government, Telco, insurance and utilities
- Pay suppliers with credit card, even if they don’t accept card payments
- Improve cash flow
- Save time with Xero, MYOB and QuickBooks integration
Receive Payments
I want to accept card payments and direct debitfor FREE and get rewarded
- Earn Qantas Points when you get paid by card
- No costs or fees to your business, ever!
- Get paid faster by offering multiple payment options
- Easy to implement with no changes to your banking or IT systems
- Improve cash flow
- Save time with Xero, MYOB and QuickBooks integration
Lisa Phillips
23/08/2022
Easy to setup and great customer service. Would highly recommend.
Regina Soeryanto
12/08/2022
Easy set up with the help of the Account Manager – Michaelle Domingo and speedy help out from their team in sorting out my issue of clicking the payment link too many time as i got excited and wanted to ensure the link working from my invoice 🙂 Thanks again fab team 🙂
Justin Ohlew
10/08/2022
B2Bpay has allowed my small business to offer much better payment options for my customers. I really appreciate Michaelle's support and responsiveness in setting up the systems to work seamlessly, and his impeccable service.
Dino Chirico
10/08/2022
awesome service... very very happpy
Kate Young
04/08/2022
My client moved to B2BPay to facilitate her direct debit payments for her business. As her bookkeeper I liaised with Michaelle to set everything up for them. Integration was smooth, easy and very user friendly with it all set up within a few minutes. Michaelle provided fantastic customer service. Highly recommend!
Lilla Alexander
27/07/2022
Michaelle was great as solving access issue.
Prompt and friendly service.
Joel Chua
19/07/2022
Service has been outstanding from the account setup to product demonstration. Their service & product offering are highly recommended.
Snap Albert Street
29/06/2022
Fast and responsive team at B2B Pay. We were quickly setup and could start receiving payments online within a few days. Kane was most efficient and provided personalised service. Well done B2B Pay!
Snap Brisbane Albert Street - Print & Design
Angela Gray
08/06/2022
This is a great way to offer credit card facilities to customers. A user friendly platform with prompt and very helpful service from Kane McMonigle. Highly recommended.
Earn Qantas Points on all business payments
Take advantage of uncapped Qantas Points earning potential when you make and receive business payments with B2Bpay
Earn 1 Qantas Point for every $7 paid by card to the ATO
Earn 1 Qantas Point for every $10 paid by card to other suppliers
Earn 1 Qantas Point for every $3 paid by bank account
Earn up to 3 Qantas Point per $1.50 paid to Bonus Billers
Earn 1 Qantas Point for every $20 paid to you by card
Earn up to 75,000 bonus Qantas Points when you sign up to make and/or receive payments with B2Bpay*
Built for Australian Businesses
B2Bpay is Australian owned and based in Sydney, and our customer service is top notch.
B2Bpay is built for a wide range of industries, with features catered to each industries unique needs. We take the time to chat and answer any questions and provide 1-on-1 onboarding to make sure everything is up and running.
Trusted by more than 25,000 Australian Businesses
Benefit from Multiple payment options
Make and take payments however you like. B2Bpay accepts all cards, Australian bank accounts and American Express Reward Points.
Making Payments is Easy
1. Registration Form
Fill out the simple registration form to get started.
Step 01
2. Set Up Payments
By selecting or adding the suppliers you wish to pay. Or connect to Xero, MYOB or QuickBooks and the bills you have to pay will be auto loaded.
Step 02
3. Make Payments
You can make one off, bulk automatic or future dated payments
Step 03
4. We Pay Your Bills
By transferring payment to your suppliers by EFT within 3 business days.
Step 04
5. Improve Cash Flow
Earn full credit card reward points and bonus Qantas Points on top when you pay your bills
Step 01
1. Registration Form
Fill out the simple registration form to get started.
Step 01
2. Set Up Payments
By selecting or adding the suppliers you wish to pay. Or connect to Xero, MYOB or QuickBooks and the bills you have to pay will be auto loaded.
Step 02
3. Make Payments
You can make one off, bulk automatic or future dated payments
Step 03
4. We Pay Your Bills
By transferring payment to your suppliers by EFT within 3 business days.
Step 04
5. Improve Cash Flow
Earn full credit card reward points and bonus Qantas Points on top when you pay your bills
Step 01
Receiving Payments is Easy
1. Sign Up
And get a payment link on your invoices so your customers can pay you by card online.
Step 01
2. Customers Pay Securely
Your customers can pay you securely online via your branded payment page. This automatically reconciles in Xero, MYOB or QuickBooks (if you use this software)
Step 02
3. Receive Funds
You receive funds via EFT within 3 business days.
Step 03
4. Earn Qantas Points
Earn 1 Qantas Point for every $1 you receive, up to 10,000 Qantas Points. Continue to earn 1 Qantas Point for every $20 paid to you by VISA or Mastercard+
Step 04
1. Sign Up
And get a payment link on your invoices so your customers can pay you by card online.
Step 01
2. Customers Pay Securely
Your customers can pay you securely online via your branded payment page. This automatically reconciles in Xero, MYOB or QuickBooks (if you use this software)
Step 02
3. Receive Funds
You receive funds via EFT within 3 business days.
Step 03
4. Earn Qantas Points
Earn 1 Qantas Point for every $1 you receive, up to 10,000 Qantas Points. Continue to earn 1 Qantas Point for every $20 paid to you by VISA or Mastercard+
Step 04
Save time by connecting to your Accounting Software
B2Bpay has clever integrations with Xero, MYOB and QuickBooks.
How much does it cost?
There is no cost to join B2Bpay and no ongoing fees other than the normal card processing fee (which depends on the card you use) or bank account processing fee. These processing fees are tax deductible and B2Bpay provides you with a tax invoice
The value of all the credit card points and Qantas Points that you can earn combined with the cash flow benefits outweigh the tax deductible B2Bpay processing fees.
Accepting Payments
There is no cost to you to receive payments as your customers pay the processing fees (unless you choose to absorb the fees).
Making Payments
Visa / Mastercard standard cards
1.2% (after company tax deduction: 0.84%)
Visa / Mastercard premium and corporate cards
1.55% (after tax deduction: 1.09%)
American Express cards
2.2% (after tax deduction: 1.54%)
Diners Club cards
2.4% (after tax deduction: 1.68%)
Bank account payments
0.65% (after tax deduction: 0.46%)
Stay up to Date
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Unlock value on business payments with B2Bpay
‘By utilising the B2Bpay platform, SME’s could attract significant value, potentially at a level of approximately 7% of expenses paid.’
Deloitte ‘SME Digital Payments – New opportunities to optimise’ White Paper 2018
FAQ
Most frequent questions and answers
There is no cost for you to receive payments as your customers pay the processing fees, unless you choose to absorb the fees.
If you choose to absorb the processing fees they are as follows: Visa / Mastercard standard cards: 1.3%, Visa / Mastercard premium and corporate cards: 1.65%, American Express cards: 2.3%, Diners Club cards: 2.5%.
These fees replace any existing merchant service fee or surcharge and you and your customers will earn Qantas Points on eligible payments.
There is no cost for you to receive payments as your customers pay the processing fees, unless you choose to absorb the fees.
If you choose to absorb the processing fees they are as follows: Visa / Mastercard standard cards: 1.3%, Visa / Mastercard premium and corporate cards: 1.65%, American Express cards: 2.3%, Diners Club cards: 2.5%.
These fees replace any existing merchant service fee or surcharge and you and your customers will earn Qantas Points on eligible payments.
Yes! If your customers or clients are Qantas Business Rewards members and they enter their ABN on your payment page, they will earn 1 Qantas Points for every $10 paid to you**. We make this clear on your branded payment page, so they know what to do, and that they earn Qantas Points for making a payment. If you want to go even further and reward your customers with more bonus Qantas Points for doing business with you, you can upgrade to become a ‘B2Bpay Bonus Biller’. To become a Bonus Biller, simply ask us how!
Yes of course, we can work with you to get a payment link on any invoice template.
The businesses we work with to accept online payments come from a wide range of industries across Australia. There are however some industries we can’t service; you can find that list here.
Want us to take you through an interactive demo of how B2Bpay works and all of the features? We are here to assist and answer any questions you might have.
B2Bpay is owned and operated by Zenith Payments Pty Ltd, a leading payment processing business based in Balmain, Sydney. Payment processing and merchant acquiring facilities are provided by Westpac, American Express, Diners Club and other leading financial institutions. More details about Zenith Payments.
A standard and tax-deductible credit card processing fee (from 1.2% excl. GST) or a bank account processing fee (0.65% excl. GST) applies to all payments and the applicable fee will be displayed when you set up a biller and/or when you make a payment.
# Use a Qantas Points earning credit card to earn points on every payment. Card products referred to are not issued by Qantas but by the relevant Card partners. The applicable Card Partner is the credit provider and credit licensee under the National Consumer Credit laws. Points are offered by the relevant Card partner and partner reward program and can only be earned on eligible purchases. Contact the relevant Card Partner for terms and conditions or enquiries.
*A business must be a Qantas Business Rewards Member to earn Qantas Points for business. A one-off join fee of $89.50 including GST normally applies, however this will be waived for B2Bpay customers using this link. Membership and Qantas Points are subject to the Qantas Business Rewards Terms and Conditions. Qantas Points for business are offered under the B2Bpay Customer Terms and Conditions. Members will earn 1 Qantas Point for every $7 paid to the ATO by card, 1 Qantas Point for every $10 paid to all other billers by card, and 1 Qantas Point for every $3 paid to a biller by bank account. Members can also earn up to 3 Qantas Points per $1.50 paid to B2Bpay Bonus Billers. See B2Bpay website for a list of current B2Bpay Bonus Billers. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]. Businesses must ensure the ABN registered with Qantas Business Rewards is saved in the B2Bpay customer profile or entered online when paying in order to earn Qantas Points. Qantas Points earned using B2Bpay will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend as outlined in the B2Bpay Customer Terms and Conditions. B2Bpay Billers will earn 1 Qantas Point for every $20 of customer payments made by customers using VISA or Mastercard via the Public WebPay payment portal supplied by B2Bpay (an ‘eligible payment’) and featured on the Biller’s invoice or statement template. Excludes failed or refunded payments and may not be available to businesses on enterprise or special pricing plans. Qantas Points will be credited to the Members’ Business Rewards account by the 14th day of the month following the eligible spend. Any claims in relation to Qantas Points under this offer must be made directly to B2Bpay by emailing [email protected]
Referred Customers: Customers who are referred to B2Bpay under the Refer and Earn Program who make more than $20,000 in card payments between 1 Feb – 30 June will earn 10,000 bonus Qantas Points
Referrals: Existing customers (also applicable to those who sign up during the campaign period) can make referrals to earn up to 150k Qantas Points (including the level up bonus)
Refer 2 x businesses to B2Bpay and if they collectively make more than $40k in card payments before 30 June 2023, you earn 20,000 bonus Qantas Points
Refer 3 x businesses to B2Bpay and if they collectively make more than $60k in card payments before 30 June 2023, you earn 45,000 bonus Qantas Points
Refer 4 x businesses to B2Bpay and if they collectively make more than $80k in card payments before 30 June 2023, you earn 80,000 bonus Qantas Points
Refer 5 x businesses to B2Bpay and if they collectively make more than $100k in card payments before 30 June 2023, you earn 125,000 bonus Qantas Points
Level up BONUS: Referrers will earn 25,000 bonus Qantas Points on top of the above Referral bonuses if they make more than $20k in card payments between 1 Feb and 30 June 2023.
^Classic Flight Rewards are available on Qantas, Jetstar and partner airlines. Availability is limited. Qantas Points values and prices are correct as at 31 March 2021 but may vary at the time of booking. Search Qantas Classic Flight Rewards for more information. Check travel restrictions before travel, ensure you check the latest government travel requirements, which may include mandatory health declarations, use of face masks, entry permits, pre-approval and quarantine (possibly at your own expense), or you could be denied entry.
